CENTURY 21 Edge
$465,0003 bd2 ba2,106 sqft$221 /sqft$3,862 /mo all-in ↓

12635 SHETLAND WALK DRIVE, LITHIA, FL, 33547

Active27 days on marketListed Aug 24, 2026MLS #TB8541705

Priced 3% below the LITHIA 33547 medianSingle Family ResidenceB & D HAWKSTONE PH 2

About this home

12635 SHETLAND WALK DRIVE

Welcome to your Florida home in the desirable Hawkstone community of Lithia! This beautifully maintained, move-in-ready 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality. Step inside to a bright, welcoming space filled with natural light, soaring ceilings, and a spacious open-concept layout that makes everyday living and entertaining effortless. The thoughtfully designed custom kitchen is the heart of the home, offering a beautiful space to gather and enjoy. The versatile office provides the flexibility to work from home, create a hobby space, or even convert into a 4th bedroom if desired. The spacious primary suite features a walk-in closet complete with custom organization, adding both style and convenience. Enjoy all the benefits of living in a desirable Lithia community with a low HOA, while being just a short drive from the area's shopping, dining, parks, and everyday conveniences. Whether you're looking for a place to settle into your next chapter or a home that gives you room to grow, this one is ready to welcome you. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,106

Sqft

0.15 ac

Lot size

2

Garage

2021

Year built

One

Levels

$221

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$8,963/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,862 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$747
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,862/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$747
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$422KedgeAI estimate $451,282 · range $439K$456K$484K

vs edgeAI estimate

+3%

$/sqft vs Lithia actives

$221 vs $217

Days on market

27 vs 45 typical

Where $221/sqft sits among the 139 Lithia actives

47
36 · this home
21
10
13
12
$170–201$201–232$232–263$263–295$295–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lithia

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

LITHIA 33547 — neighborhood snapshot

Population

31,268

Median age

36.8

Median income

$121,769

Median home value

$477,300

Avg household

3.24

Households w/ children

4,884

For the school run

Hillsborough County School District

MiddleBarrington Middle School★★★★★
HighNewsome High School★★★★
ElementaryPinecrest Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$580K$559K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

80 of 139

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $465,000 · 27 days on market since
2021Built · B & D HAWKSTONE PH 2

Reality check

What actually sold near 12635 SHETLAND WALK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12445 HORSESHOE BEND DRIVESold · May ’26

$515,000

12445 HORSESHOE BEND DRIVE

4 bd · 2 ba · 2,108 sqft · $244/sqft · 44 DOM

12914 CAMARILLO PLACESold · Apr ’26

$399,000

12914 CAMARILLO PLACE

4 bd · 2.5 ba · 2,094 sqft · $191/sqft · 133 DOM

12453 HORSESHOE BEND DRIVESold · Jun ’26

$420,000

12453 HORSESHOE BEND DRIVE

4 bd · 2 ba · 2,089 sqft · $201/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12635 SHETLAND WALK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12635 SHETLAND WALK DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12635 SHETLAND WALK DRIVE FAQs

What would the monthly payment be for 12635 SHETLAND WALK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,862/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12635 SHETLAND WALK DRIVE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12635 SHETLAND WALK DRIVE?+

The most recent tax bill on record (2025) was $8,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12635 SHETLAND WALK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $465,000, this home is listed about 18% below the Lithia median of $564,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12635 SHETLAND WALK DRIVE?+

Barrington Middle School (middle), Newsome High School (high), Pinecrest Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RHODES REALTY GROUP, LLC · Stephanie Leon. MLS #TB8541705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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