2985 SAINT CHARLES STREET, FORT MYERS, FL, 33916
Active27 days on marketListed Aug 24, 2026MLS #TB8541789
About this home
2985 SAINT CHARLES STREET
Well-maintained and freshly updated Fort Myers home. Includes a brand-new roof, HVAC system, fresh paint, and serval other cosmetic updates. Features include a spacious layout, tile flooring throughout, and a large, fenced yard. The home offers bright living and dining areas, a functional kitchen with ample cabinet and counter space, comfortable bedrooms with good storage, and convenient laundry hookups. Additional features include ceiling fans, window coverings, a covered carport, and a private front entrance. Conveniently located near Downtown Fort Myers, shopping, dining, parks, major roadways, and local attractions. Great opportunity for an owner occupant or investor.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,420
Sqft
0.15 ac
Lot size
1963
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,603 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,603/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.8%
$/sqft vs Fort Myers actives
$141 vs $207
Days on market
27 vs 41 typical
Where $141/sqft sits among the 130 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Franklin Park
Get to know Fort Myers. See the full Fort Myers guide →
Franklin Park — neighborhood snapshot
Population
725
Median age
35
Median home value
$224,000
Avg household
2
Households w/ children
29%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $317K
Fort Myers median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
61 of 130
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the FORT MYERS 33916 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 2985 SAINT CHARLES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
3000 OASIS GRAND BOULEVARD UNIT 2502
2 bd · 2 ba · 1,319 sqft · $208/sqft · 60 DOM
Sold · Mar ’26$575,000
2745 1ST STREET UNIT 1402
3 bd · 2 ba · 1,543 sqft · $373/sqft · 344 DOM
Sold · Jul ’26$279,000
3305 BASSIE COURT
4 bd · 2 ba · 1,257 sqft · $222/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2985 SAINT CHARLES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2985 SAINT CHARLES STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2985 SAINT CHARLES STREET FAQs
What would the monthly payment be for 2985 SAINT CHARLES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,603/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2985 SAINT CHARLES STREET?+
The most recent tax bill on record (2025) was $2,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Myers?+
At $200,000, this home is listed about 43% below the Fort Myers median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2985 SAINT CHARLES STREET?+
Franklin Park Elementary School (elementary), Dunbar High School (high), Edison Park Creative And Expressive Arts School (elementary), Fort Myers High School (high), Edgewood Academy (elementary), Allen Park Elementary School (elementary), Orangewood Elementary School (elementary), Paul Laurence Dunbar Middle School (middle), South Fort Myers High School (high), Cypress Lake High School (high), Rayma C. Page Elementary School (elementary), Lexington Middle School (middle), San Carlos Park Elementary School (elementary), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT MYERS 33916 market on paper
$200,000 is 9% below the FORT MYERS 33916 median of $219,900, and at $141/sqft it sits under the Fort Myers average of $251.
02Strong assigned schools
Franklin Park Elementary School, Dunbar High School, Edison Park Creative And Expressive Arts School, Fort Myers High School, Edgewood Academy, Allen Park Elementary School, Orangewood Elementary School, Paul Laurence Dunbar Middle School, South Fort Myers High School, Cypress Lake High School, Rayma C. Page Elementary School, Lexington Middle School, San Carlos Park Elementary School, Three Oaks Middle School, Three Oaks Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $209,000, now $200,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 10 STARS PROPERTY MANAGEMENT LLC · Chant Karajian. MLS #TB8541789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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