2523 SANDY BEACH LANE, CLEARWATER, FL, 33763
Active25 days on marketListed Aug 26, 2026MLS #TB8541853
About this home
2523 SANDY BEACH LANE
Welcome to 2523 Sandy Beach—a beautifully maintained two-story townhome offering 2 bedrooms, 2.5 baths, and a fantastic central Clearwater location! With a thoughtful layout, great storage, and a peaceful pond view, this home offers an easy, low-maintenance Florida lifestyle. The monthly HOA fee includes an extensive cable package plus internet, trash, grounds maintenance, exterior maintenance including the roof, community amenities, and reserves. Sunset Pointe features a refreshing pool, clubhouse, playground and sidewalks throughout. The first floor features a convenient half bath for guests and an open-concept living area with laminate wood look flooring throughout. The spacious living room provides plenty of room for both relaxing and entertaining. The kitchen opens to the living and dining areas and features ample cabinetry, a breakfast bar, and a generously sized under-stair storage closet. Just beyond the kitchen is a large dining area with a sliding glass door featuring built-in blinds between the panes of glass. Step outside to your rear patio overlooking the peaceful pond—an ideal spot for enjoying your morning coffee or unwinding with an evening cocktail. Upstairs, the second bedroom is located just off the landing and offers a private en-suite bath with a tub/shower combination and a spacious wall closet. Conveniently located down the hall is the laundry room, which also houses the water heater and offers extra space for storage. At the rear of the home, the primary suite provides a comfortable retreat with a tray ceiling, two generous wall closets, and a private en-suite bath featuring another tub/shower combination. The location puts you close to shopping, dining, entertainment, and the beautiful Gulf beaches, with convenient access to US Highway 19 for easy travel toward St. Petersburg and Tampa. Come enjoy a relaxed Florida lifestyle in this well-maintained Clearwater townhome. Furniture is negotiable. Schedule your private showing today and make 2523 Sandy Beach your new home!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,252
Sqft
0.02 ac
Lot size
2008
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,609 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,609/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.7%
$/sqft vs Clearwater actives
$212 vs $224
Days on market
25 vs 53 typical
Where $212/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
250 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2523 SANDY BEACH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
2565 HIDDEN COVE LANE · same community
2 bd · 1.5 ba · 1,252 sqft · $200/sqft · 4 DOM
Sold · Mar ’26$243,000
1951 SEARAY SHORE DRIVE · same community
2 bd · 2.5 ba · 1,183 sqft · $205/sqft · 21 DOM
Sold · Dec ’25$289,999
1997 SEARAY SHORE DRIVE · same community
3 bd · 1.5 ba · 1,429 sqft · $203/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2523 SANDY BEACH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2523 SANDY BEACH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2523 SANDY BEACH LANE FAQs
What would the monthly payment be for 2523 SANDY BEACH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,609/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2523 SANDY BEACH LANE?+
The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2523 SANDY BEACH LANE?+
The most recent tax bill on record (2025) was $4,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2523 SANDY BEACH LANE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $265,000, this home is listed about 5% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2523 SANDY BEACH LANE?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Vanessa Leonard. MLS #TB8541853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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