CENTURY 21 Edge
$225,000$260,0002 bd2 ba1,070 sqft$210 /sqft≈$2,438 /mo all-in ↓

1702 SEASCAPE CIRCLE UNIT 203, TARPON SPRINGS, FL, 34689

Active54 days on marketListed Aug 26, 2026MLS #TB8541932

✦ Priced 31% below the TARPON SPRINGS 34689 median✦ Reduced $35KWaterfrontCondominiumSEASCAPE CONDO OF TARPON SPGS

About this home

1702 SEASCAPE CIRCLE UNIT 203

Welcome to affordable waterfront living with one of the best views in the community! This desirable top-floor condo overlooks a peaceful nature preserve and beautiful canal, where you can even watch dolphins swim by right from your own backyard view. With canal access leading toward the Gulf, you can enjoy the Florida waterfront lifestyle without the typical waterfront price tag. Even better, the property is NOT located in a flood zone and offers incredibly low monthly HOA fees, making this an exceptional value. HOA includes -roof, insurance, TV, Internet. Inside, you'll love the highly desired split-bedroom floor plan, soaring cathedral ceilings, and a screened-in lanai perfect for enjoying the water and preserve views year-round. This intimate community features only 68 units within charming two-story buildings, offering a more private and peaceful atmosphere. Community amenities include a fitness center, clubhouse, library, kayak rack, bike shed, and waterfront canal access—perfect for kayaking, biking, staying active, or simply relaxing by the water. Whether you're looking for a primary residence, seasonal Florida getaway, or investment opportunity, this condo offers the perfect combination of waterfront views, nature, amenities, affordability, and low-maintenance living. Top floor. Nature preserve views. Dolphins swimming by. Gulf access. Low HOA. No flood zone. Incredible value

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,070

Sqft

9.77 ac

Lot size

1985

Year built

One

Levels

$210

Per sqft

WaterfrontPets allowed

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$550/mo
Taxes (2025)$3,647/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,438 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$304
Condo fee — from the listing$550
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$2,438/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$304
HOA / condo fee$550
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $340,143 · range $306K–$374K$389K

vs edgeAI estimate

−33.9%

$/sqft vs Tarpon Springs actives

$210 vs $247

Days on market

54 vs 72 typical

Where $210/sqft sits among the 273 Tarpon Springs actives

70
79 · this home
49
35
15
25
$132–192$192–253$253–314$314–375$375–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Drive times from this address

Tampa Int’l Airport (TPA)≈ 43 min
Downtown Tampa≈ 46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

ElementaryTarpon Springs Elementary School★★★★★
MiddleTarpon Springs Middle School★★★★★
HighTarpon Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$433K → $415K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

149 of 273

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $225,000 ▼ $35K
Aug 26, 2026Listed at $260,000 · 54 days on market since
1985Built · SEASCAPE CONDO OF TARPON SPGS

Reality check

What actually sold near 1702 SEASCAPE CIRCLE UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1686 SEASCAPE CIRCLESold · Nov ’25

$248,000

1686 SEASCAPE CIRCLE · same community

2 bd · 2 ba · 1,070 sqft · $232/sqft · 187 DOM

55 GULFWINDS DRIVESold · Apr ’26

$290,000

55 GULFWINDS DRIVE

2 bd · 2 ba · 1,044 sqft · $278/sqft · 15 DOM

420 CROSSWINDS DRIVESold · Apr ’26

$325,000

420 CROSSWINDS DRIVE

3 bd · 2 ba · 1,140 sqft · $285/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1702 SEASCAPE CIRCLE UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1702 SEASCAPE CIRCLE UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1702 SEASCAPE CIRCLE UNIT 203 FAQs

What would the monthly payment be for 1702 SEASCAPE CIRCLE UNIT 203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,438/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1702 SEASCAPE CIRCLE UNIT 203?+

The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1702 SEASCAPE CIRCLE UNIT 203?+

The most recent tax bill on record (2025) was $3,647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1702 SEASCAPE CIRCLE UNIT 203?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $225,000, this home is listed about 47% below the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1702 SEASCAPE CIRCLE UNIT 203?+

Tarpon Springs Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TARPON SPRINGS 34689 market on paper

$225,000 is 31% below the TARPON SPRINGS 34689 median of $325,000, and at $210/sqft it sits under the Tarpon Springs average of $274.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $260,000, now $225,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of MARK SPAIN REAL ESTATE · Bridget Franklin. MLS #TB8541932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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