19440 GULF BOULEVARD UNIT 104, INDIAN SHORES, FL, 33785
Active4 days on marketListed Aug 31, 2026MLS #TB8542044
About this home
19440 GULF BOULEVARD UNIT 104
The JEWEL AT THE SHORE! You must see this condo to believe how beautiful it is! Come enjoy the pristine white powder sand. This well planned one bedroom also has a queen size custom built-in maple murphy bed wall unit that sleeps two adults. The living area has two comfortable contemporary sofas that will easily accommodate two children. Spectacular sunsets and sunrises greet you each day. As you enter the condo, the sand , surf and beach are greeting you. Enjoy the gorgeous beach view on the 17-foot wide balcony overlooking the sandy shores of the Gulf. There is upgraded cherry wood soft close cabinetry & exotic granite in the kitchen. The kitchen backsplash is beautiful and unique. There is plenty of seating at the full dining table and seating for 4 at the matching granite counter kitchen island. This open floor plan also gives you privacy. You will admire the travertine floors throughout and up the walls in the completely remodeled, upscale bathroom with unique granite that is stunning. No expense was spared in this one-of-a-kind remodeled condo – No mediocrity - no popcorn ceilings. All top of the line stainless steel Kitchenaid appliances. This piece of paradise has over $145K in renovations. You will love the custom hand-blown glass art light fixtures throughout the condo. All the comforts of home in the large living room while watching the 52” flat screen. This home away from home is like getting a two bedroom for the price of one. This location is very quiet and peaceful. This unique home has a half bath that accommodates guests for full capacity visitation. There is plenty of storage with all the comforts of home. Enjoy the heated beachfront pool & barbeque equipment outside. Can’t you imagine having all the amenities of home and also be able to do SHORT term rentals. There are sliding glass doors with hurricane glass on the balcony to give you peace of mind while you are away until you return. Fully furnished and awaiting your arrival. This condo is being sold turnkey furnished and is a fantastic income producing investment and personal beachfront retreat or both. Whether you are looking to invest, escape or do both- this beachfront JEWEL is amazing. Conveniently located near the beach trolley and easy access to Clearwater & St Pete Beach for dining & entertainment..
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
875
Sqft
1
Garage
1978
Year built
Three Or More
Levels
$760
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,690 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,690/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+129.5%
$/sqft vs Indian Shores actives
$760 vs $634
Days on market
4 vs 100 typical
Where $760/sqft sits among the 63 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
37 of 63
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 19440 GULF BOULEVARD UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$605,000
19440 GULF BOULEVARD UNIT 105 · same community
1 bd · 1 ba · 875 sqft · $691/sqft · 21 DOM
Sold · Mar ’26$570,000
19440 GULF BOULEVARD UNIT 503 · same community
1 bd · 1.5 ba · 875 sqft · $651/sqft · 16 DOM
Sold · Jun ’26$345,000
19236 GULF BOULEVARD UNIT 402
1 bd · 1 ba · 895 sqft · $385/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19440 GULF BOULEVARD UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19440 GULF BOULEVARD UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19440 GULF BOULEVARD UNIT 104 FAQs
What would the monthly payment be for 19440 GULF BOULEVARD UNIT 104?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,690/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19440 GULF BOULEVARD UNIT 104?+
The most recent tax bill on record (2025) was $8,312. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19440 GULF BOULEVARD UNIT 104?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $665,000, this home is listed about 5% below the Indian Shores median of $699,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19440 GULF BOULEVARD UNIT 104?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN SHORES 33785 market on paper
$665,000 is 11% below the INDIAN SHORES 33785 median of $749,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Indian Shores market that averages 100 — if it fits, move quickly.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Terri Baker. MLS #TB8542044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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