527 BEACH ROAD, SARASOTA, FL, 34242
Active72 days on marketListed Aug 27, 2026MLS #TB8542235
About this home
527 BEACH ROAD
Pre-Construction. To be built. PRE-CONSTRUCTION LUXURY DUPLEX ON SIESTA KEY — TWO APPROX. 2,200-SF RESIDENCES NEAR SIESTA KEY BEACH & VILLAGE. Introducing a rare pre-construction opportunity at 527 Beach Road in the heart of Siesta Key. This proposed luxury up-and-down duplex with approved nightly rentals is designed as two spacious, independent residences, each offering approximately 2,200 square feet of conditioned living space, 4 bedrooms and 4.5 bathrooms. The elevated design features ground-level covered parking, separate private entrances, elevator access and storage, with the residences positioned above to maximize privacy and usable living space. Each approximately 2,200-SF residence is envisioned with an open-concept great room, gourmet kitchen with oversized island, dining area, generous bedroom suites, luxury primary suite and covered outdoor living areas. Modern coastal/West Indies architecture, expansive glass and upscale finishes create the feel of a custom Siesta Key residence. Outdoor living is a major part of the concept, with two separate private pool areas—one designated for each residence—plus private/separated rooftop entertaining areas envisioned with lounge space, dining and outdoor kitchens. The property sits on an approximately 7,379-SF / 0.169-acre homesite at 527 Beach Road, providing an exceptional Siesta Key location close to the beach, restaurants, shopping and Siesta Key Village. The lot size is documented in the current concept package. Pre-construction opportunity. Approximately 4,400 SF total conditioned living area / approximately 2,200 SF per residence. Final plans, dimensions, specifications, pools, rooftop areas, construction schedule, rental eligibility and all improvements are subject to final architectural design, engineering, permitting and Sarasota County approval. Renderings are conceptual and for illustrative purposes only
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,200
Sqft
0.17 ac
Lot size
2027
Year built
Two
Levels
$1,341
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$21,412 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,412/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SARASOTA BEACH
$1,341 vs $984
Days on market
72 vs 66 typical
Where $1,341/sqft sits among the 10 homes for sale in SARASOTA BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Sarasota Beach — neighborhood snapshot
Population
1,619
Median age
68
Median income
$118,409
Median home value
$1,237,714
Avg household
2
Households w/ children
87%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$450K → $491K
Sarasota median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
1 of 10
SARASOTA BEACH have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 515% above the SARASOTA 34242 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 527 BEACH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$2,800,000
276 ISLAND CIRCLE · same community
4 bd · 3 ba · 2,292 sqft · $1,222/sqft · 290 DOM
Sold · Dec ’25$1,950,000
5430 AVENIDA DEL MARE · same community
3 bd · 2 ba · 2,010 sqft · $970/sqft · 226 DOM
Sold · May ’26$1,725,000
306 ISLAND CIRCLE · same community
4 bd · 3 ba · 2,392 sqft · $721/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 527 BEACH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 527 BEACH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
527 BEACH ROAD FAQs
What would the monthly payment be for 527 BEACH ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $21,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 527 BEACH ROAD?+
The most recent tax bill on record (2025) was $18,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $2,950,000, this home is listed about 432% above the Sarasota median of $555,000. The market section on this page shows how the area is trending.
Which schools are assigned to 527 BEACH ROAD?+
Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,950,000 runs 515% above the SARASOTA 34242 median — but at 2,200 sqft it's also 31% larger than the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Steve Fingerman. MLS #TB8542235.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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