860 STEEL DRIVE, APOLLO BEACH, FL, 33572
Active28 days on marketListed Aug 25, 2026MLS #TB8542252
About this home
860 STEEL DRIVE
Pre-Construction. To be built. What's Special: 1st Floor Primary Suite | Covered Lanai | High Ceilings | Pond View. New Construction – December Completion! Welcome to the Tybee at 860 Steel Drive in Indigo Creek! This spacious two-story home is thoughtfully designed to bring everyone together while still offering plenty of room to relax and recharge. The open-concept gourmet kitchen features a large island, walk-in pantry, and butler pantry, flowing seamlessly into the dining area, great room, and covered lanai with an outdoor kitchen rough-in for effortless indoor-outdoor living. A private primary suite on the main floor creates a peaceful retreat, while a first-floor secondary bedroom and full bathroom offer added flexibility. Upstairs, four additional secondary bedrooms surround a central game room, providing the perfect space for movie nights, hobbies, or everyday fun. A dedicated study, generous storage, and versatile living spaces make this home as functional as it is inviting. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: extended flooring on main level into primary bedroom and closet. MLS#TB8542252
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,505
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,122 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,736/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIGO CREEK
$191 vs $206
Days on market
28 vs 56 typical
Where $191/sqft sits among the 6 homes for sale in INDIGO CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 6
INDIGO CREEK have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 860 STEEL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$580,000
5129 SLATE HUE PLACE · same community
4 bd · 3.5 ba · 3,422 sqft · $169/sqft · 134 DOM
Sold · Jan ’26$574,999
719 SKY SHADE DRIVE · same community
4 bd · 3.5 ba · 3,422 sqft · $168/sqft · 338 DOM
Sold · Oct ’25$549,999
5136 SLATE HUE PLACE · same community
4 bd · 3.5 ba · 3,422 sqft · $161/sqft · 291 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 860 STEEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 860 STEEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
860 STEEL DRIVE FAQs
What would the monthly payment be for 860 STEEL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,122/mo — principal and interest, estimated property taxes, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 860 STEEL DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 860 STEEL DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 860 STEEL DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $669,234, this home is listed about 37% above the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8542252.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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