603 N CENTRAL AVENUE, OVIEDO, FL, 32765
Active47 days on marketListed Aug 25, 2026MLS #TB8542256
About this home
603 N CENTRAL AVENUE
Welcome to 603 N Central Ave, a charming 3-bedroom, 2-bathroom home on an oversized lot in the heart of Oviedo! This spacious home offers both a living room and a separate family room, providing plenty of space for relaxing, entertaining, and everyday living. The open kitchen and abundant natural light create a comfortable and inviting atmosphere throughout the home. Step outside to enjoy the lush landscaping, mature oak trees, and paved patio overlooking a large backyard with no rear neighbors. The backyard offers plenty of room for outdoor entertaining, gardening, a playground, or creating your own private retreat. Major updates provide added peace of mind, including a 2023 roof and 2022 HVAC system for lasting reliability and year-round comfort. Plus, with no HOA, you'll have the freedom and flexibility to enjoy your property without additional association restrictions. The location is hard to beat, with shopping, restaurants, parks, schools, and everyday conveniences all just minutes away. Located in the desirable Oviedo area and served by Seminole County Public Schools, this home offers a great combination of space, convenience, and location. Don't miss the opportunity to make this well-located Oviedo home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,759
Sqft
0.48 ac
Lot size
1952
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Oviedo actives
$213 vs $243
Days on market
47 vs 63 typical
Where $213/sqft sits among the 189 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
124 of 189
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 603 N CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$455,000
412 MAGNOLIA CHASE COURT
3 bd · 2.5 ba · 1,782 sqft · $255/sqft · 0 DOM
Sold · Mar ’26$360,000
73 MAYO COURT
3 bd · 2.5 ba · 1,787 sqft · $201/sqft · 49 DOM
Sold · Jan ’26$448,250
659 CLARK ST
3 bd · 2.5 ba · 1,711 sqft · $262/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 603 N CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 603 N CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
603 N CENTRAL AVENUE FAQs
What would the monthly payment be for 603 N CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 603 N CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $2,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $374,995, this home is listed about 23% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Which schools are assigned to 603 N CENTRAL AVENUE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$374,995 is 13% below the OVIEDO 32765 median of $430,000, and at $213/sqft it sits under the Oviedo average of $255.
02Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $395,000, now $374,995 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTH CEDAR REAL ESTATE, INC · Giselle Rachels. MLS #TB8542256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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