705 1ST STREET UNIT 3, INDIAN ROCKS BEACH, FL, 33785
Active47 days on marketListed Aug 25, 2026MLS #TB8542310
About this home
705 1ST STREET UNIT 3
MOVE IN SPECIAL: RECEIVE HALF OFF RENT!!!Welcome to Indian Rocks Beach! Welcome to The Residences at Royal Palm, a charming beachside community offering the perfect combination of comfort, convenience, and coastal living. This cozy one-bedroom residence is ideally located just a short distance from the beautiful Gulf beaches, giving you the opportunity to enjoy the laid-back lifestyle that makes Indian Rocks Beach such a popular destination. Step inside and enjoy a beautifully updated interior featuring new granite countertops, a new central A/C system, new appliances, and additional modern improvements. The residence is available unfurnished, allowing you to make it your home. When you're ready to explore, you'll find local restaurants, beach shops, parks, tennis courts, playgrounds, and other amenities all within easy reach. Spend the day at the beach, enjoy a meal at a local favorite, or take a stroll through the neighborhood and experience all that Indian Rocks Beach has to offer. For added convenience, a flat monthly utility and service fee covers water, sewer, trash, cable, internet, and pest control, making monthly budgeting simple. Don't miss the opportunity to enjoy comfortable coastal living just steps from the beach! Contact us today to schedule your private tour or learn more about this wonderful residence.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
750
Sqft
0.16 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$2 vs $682
Days on market
47 vs 110 typical
Where $2/sqft sits among the 91 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $725K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
48 of 91
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 705 1ST STREET UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$135,000
15010 113TH AVENUE UNIT 36
2 bd · 2 ba · 784 sqft · $172/sqft · 253 DOM
Sold · Mar ’26$135,000
11485 OAKHURST ROAD UNIT 1200-216
1 bd · 1.5 ba · 680 sqft · $199/sqft · 48 DOM
Sold · Oct ’25$70,000
11485 OAKHURST ROAD UNIT 221
1 bd · 1.5 ba · 680 sqft · $103/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 705 1ST STREET UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 705 1ST STREET UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
705 1ST STREET UNIT 3 FAQs
What would the monthly payment be for 705 1ST STREET UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 705 1ST STREET UNIT 3?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,650, this home is listed about 100% below the Indian Rocks Beach median of $824,000. The market section on this page shows how the area is trending.
Which schools are assigned to 705 1ST STREET UNIT 3?+
Anona Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$1,650 is 100% below the INDIAN ROCKS BEACH 33785 median of $799,900, and at $2/sqft it sits under the Indian Rocks Beach average of $691.
02Strong assigned schools
Anona Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,695, now $1,650 — a $45 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PHILLIP SCOTT MANAGEMENT & INV · Randall Cortner. MLS #TB8542310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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