CENTURY 21 Edge
$424,9004 bd2.5 ba1,979 sqft$215 /sqft$3,081 /mo all-in ↓

3721 SAND PEBBLE DRIVE, VALRICO, FL, 33596

Active1 days on marketListed Aug 26, 2026MLS #TB8542330

Priced 5% below the VALRICO 33596 medianPrivate poolSingle Family ResidenceBLOOMINGDALE SEC A UNIT 1V

Come see it

Upcoming open house

Sun, Aug 30

12:00 PM – 3:00 AM

About this home

3721 SAND PEBBLE DRIVE

Welcome home to this charming Valrico retreat, offering space, freedom, and thoughtful upgrades throughout. This well-maintained property sits high and dry and features a fully fenced parking pad — perfect for storing your RV, boat, jet skis, work trailer, or any of your favorite toys. With no HOA, you can finally enjoy the flexibility you’ve been looking for. Inside, you’ll find solid flooring throughout and a smart, versatile layout. With four bedrooms, this home provides plenty of options — whether you need a dedicated den, a home office, a guest room, or space for hobbies. The possibilities fit your lifestyle. Step outside to your private backyard oasis, where you can cool off in the sparkling swimming pool, entertain on the party deck, or unwind while watching butterflies drift through the beautiful garden. The rear lanai includes retractable sun shades, adding comfort and usability on warm Florida evenings. Storage is abundant with two exterior sheds plus an attached two-car garage, giving you room for tools, equipment, and outdoor gear. Major upgrades provide peace of mind, including: AC replaced in 2021 Roof replaced in 2018 Upgraded windows installed in 2022 for quiet, energy-efficient living This lovely home has been cared for with pride and offers the perfect blend of practicality and relaxation. A rare find in Valrico — come see why this property feels like home the moment you arrive.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,979

Sqft

0.23 ac

Lot size

2

Garage

1982

Year built

One

Levels

$215

Per sqft

Private poolFireplace

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShake
ConstructionBlock
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Shower · Shade Shutter(s) · Sliding Doors · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$2,782/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,081 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,872
Interest rate6.00%
Loan term

Estimated payment

$3,081/mo

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$396KedgeAI estimate $424,117 · range $413K$453K$471K

vs edgeAI estimate

+0.2%

$/sqft vs Valrico actives

$215 vs $214

Days on market

1 vs 36 typical

Where $215/sqft sits among the 205 Valrico actives

25
34
53 · this home
46
25
22
$149–172$172–194$194–216$216–238$238–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Valrico

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

VALRICO 33596 — neighborhood snapshot

Population

28,152

Median age

45.9

Median income

$112,305

Median home value

$396,100

Avg household

2.8

Households w/ children

2,906

For the school run

Hillsborough County School District

ElementaryAlafia Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

123 of 205

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $424,900 · 1 days on market since
1982Built · BLOOMINGDALE SEC A UNIT 1V

Reality check

What actually sold near 3721 SAND PEBBLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3729 SAND PEBBLE DRIVESold · Jul ’26

$409,999

3729 SAND PEBBLE DRIVE · same community

4 bd · 2.5 ba · 1,979 sqft · $207/sqft · 64 DOM

3708 SAND PEBBLE DRIVESold · May ’26

$375,000

3708 SAND PEBBLE DRIVE · same community

3 bd · 2 ba · 1,620 sqft · $231/sqft · 3 DOM

1804 RIVER CROSSING DRIVESold · Jun ’26

$503,000

1804 RIVER CROSSING DRIVE

4 bd · 3 ba · 2,011 sqft · $250/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3721 SAND PEBBLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3721 SAND PEBBLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3721 SAND PEBBLE DRIVE FAQs

What would the monthly payment be for 3721 SAND PEBBLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,081/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3721 SAND PEBBLE DRIVE?+

The most recent tax bill on record (2025) was $2,782. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3721 SAND PEBBLE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $424,900, this home is listed about 11% below the Valrico median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3721 SAND PEBBLE DRIVE?+

Alafia Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the VALRICO 33596 market on paper

$424,900 is 5% below the VALRICO 33596 median of $447,500.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Valrico market that averages 36 — if it fits, move quickly.

04Strong assigned schools

Alafia Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Alafia Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX COLLECTIVE · William Starcevic Ii. MLS #TB8542330.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Valrico homes, in your inbox

Like 3721 SAND PEBBLE DRIVE but not quite? A daily digest of every new listing in Valrico — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Zack to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 27, 2026 at 5:55 PM UTC. The listing information on this page last changed on August 27, 2026 at 5:55 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 27, 2026 at 5:55 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 27, 2026 at 5:55 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

3721 SAND PEBBLE DRIVE, VALRICO, FL — 4 Bed, 2.5 Bath — $424,900 | CENTURY 21 Edge