561 LINDLEY TERRACE, PORT CHARLOTTE, FL, 33952
Active9 days on marketListed Sep 11, 2026MLS #TB8542373
About this home
561 LINDLEY TERRACE
Get that Mid-Century Vibe and Gulf Access! Centrally located in Port Charlotte just minutes from shopping, dining, and medical care, this updated two-bedroom, one-and-a-half-bath canal home is a boater’s dream, sitting just five minutes from Charlotte Harbor with direct access to the Gulf. The property offers exceptional water views in both directions down the canal, best enjoyed from the large backyard or the spacious screened lanai. Accentuated by vibrant curb appeal, the exterior features protective Bahama hurricane shutters, reinforced front porch beams, and an impressive concrete dock built directly along the seawall. Inside, the home features a light-filled open floor plan showcasing sleek mid-century modern finishes. Having undergone a comprehensive interior transformation, the layout highlights new custom poured flooring, recessed lighting, and a fully open kitchen with a relocated pantry. The dynamic bath layout includes an expanded half-bath and dedicated laundry room space, complete with stylish new vanities and sinks. In addition to its cosmetic appeal, the residence has been systematically modernized with high-value mechanical and structural updates. Infrastructure enhancements include updated plumbing lines running from the street directly into the home, a modernized electrical system featuring a complete panel replacement and external safety shut-off, a full roof replacement completed in July 2020, and a brand-new mechanical HVAC unit and updated exterior doors installed in 2024. At this price point and with Gulf access, you need to schedule your showing today before it's gone!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,040
Sqft
0.22 ac
Lot size
1959
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.8%
$/sqft vs PORT CHARLOTTE SEC 025
$278 vs $222
Days on market
9 vs 59 typical
Where $278/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 025
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
5 of 7
PORT CHARLOTTE SEC 025 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 561 LINDLEY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$223,550
815 CONREID DRIVE NE · same community
3 bd · 1 ba · 1,077 sqft · $208/sqft · 31 DOM
Sold · Aug ’26$175,000
155 DOW ROAD · same community
3 bd · 1 ba · 1,080 sqft · $162/sqft · 53 DOM
Sold · May ’26$195,000
851 CONREID DRIVE NE · same community
3 bd · 1 ba · 874 sqft · $223/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 561 LINDLEY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 561 LINDLEY TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
561 LINDLEY TERRACE FAQs
What would the monthly payment be for 561 LINDLEY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 561 LINDLEY TERRACE?+
The most recent tax bill on record (2025) was $2,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $289,000, this home is listed about 12% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 561 LINDLEY TERRACE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Steven Weiss. MLS #TB8542373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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