CENTURY 21 Edge
$465,000$475,5003 bd2 ba1,400 sqft$332 /sqft≈$3,335 /mo all-in ↓

8915 N WILLOW AVENUE, TAMPA, FL, 33604

Active46 days on marketListed Aug 28, 2026MLS #TB8542409

✦ Reduced $11KSingle Family ResidenceEL PORTAL

About this home

8915 N WILLOW AVENUE

Virtually Staged. $10,000 PRICE REDUCTION! NEW CONSTRUCTION FEEL! Welcome to this stunningly transformed Tampa home, where beautiful design, modern, and extensive reconstruction come together to create a truly exceptional residence. Ideally positioned in a convenient Tampa location, this outstanding property offers the comfort and style of a new home with the advantage of an established neighborhood and NO HOA! From the moment you arrive, you will appreciate the oversized driveway and the impressive transformation of the home, offering a glimpse of what awaits inside. This is far more than a typical renovation. The property underwent an extensive transformation approaching complete reconstruction, with only a portion of the original front wall remaining and thoughtfully incorporated into the seller's exceptional vision. The extensive improvements include new concrete exterior walls, new interior wood-framed walls throughout, new cathedral roof trusses, new ceiling and wall insulation, a completely updated electrical system with a new electrical panel, new underground PVC plumbing and CPVC water lines, new doors, and hurricane-impact windows. Step inside to a beautifully designed open-concept interior featuring porcelain flooring throughout, soaring vaulted and tray ceilings, recessed lighting, and elegant contemporary finishes. The stunning kitchen showcases custom wood cabinetry, and luxurious quartz countertops. The beautifully renovated bathrooms continue the home's elevated design with quartz countertops, porcelain tile, and frameless glass showers. Additional major upgrades include a NEW HVAC system and tankless water heater, adding modern comfort and efficiency. The spacious open floor plan provides an effortless flow between the living, dining, and kitchen areas while allowing natural light to enhance the home's bright and inviting atmosphere. Every detail has been thoughtfully selected to create a modern, upscale living experience. Outside, the oversized driveway provides ample parking for up to four vehicles, while the generous backyard offers endless possibilities for a future covered porch, pool, outdoor kitchen, or private entertainment retreat. A substantial detached shed provides excellent storage and additional potential. Perfectly positioned to enjoy the best of the Tampa lifestyle, this exceptional home is just minutes from shopping, amenities, schools, and medical facilities. Experience effortless access to Downtown Tampa, Water Street, and the vibrant Tampa Riverwalk, as well as some of the area's most sought-after destinations, including Lowry Park Zoo, Busch Gardens, Armature Works, Hyde Park Village, International Plaza, Raymond James Stadium, Tampa International Airport, and the stunning Gulf Coast beaches of Clearwater and St. Pete. NO HOA! NO FLOOD INSURANCE REQUIRED! Your search ends here! Don’t miss your chance to make it yours—schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,400

Sqft

0.15 ac

Lot size

1957

Year built

One

Levels

$332

Per sqft

City view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Microwave · Range
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity
FacesWest
ExteriorPrivate Entrance · Private Mailbox · Sidewalk · Storage

Community & fees

Taxes (2025)$2,787/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,335 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,335/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$364KedgeAI estimate $396,677 · range $379K–$431K$484K

vs edgeAI estimate

+17.2%

$/sqft vs Tampa actives

$332 vs $289

Days on market

46 vs 64 typical

Where $332/sqft sits among the 400 Tampa actives

261 · this home
73
18
15
5
28
$151–355$355–558$558–762$762–965$965–1169$1169+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lowry Park Central

Drive times from this address

Downtown Tampa≈ 11 min
Tampa Int’l Airport (TPA)≈ 22 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lowry Park Central — neighborhood snapshot

Population

12,359

Median age

40

Median income

$57,314

Median home value

$219,671

Avg household

3

Households w/ children

1,210

For the school run

Hillsborough County School District

ElementaryOak Grove Elementary School★★★★★
HighChamberlain High School★★★★★
MiddleMemorial Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

232 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 ▼ $11K
Aug 28, 2026Listed at $475,500 · 46 days on market since
1957Built · EL PORTAL

Reality check

What actually sold near 8915 N WILLOW AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8526 N NEWPORT AVENUESold · Feb ’26

$350,000

8526 N NEWPORT AVENUE · same community

4 bd · 2 ba · 1,334 sqft · $262/sqft · 63 DOM

1425 W WOOD STREETSold · Dec ’25

$365,000

1425 W WOOD STREET · same community

4 bd · 3 ba · 1,488 sqft · $245/sqft · 5 DOM

1403 W ARCTIC STREETSold · Mar ’26

$400,000

1403 W ARCTIC STREET · same community

3 bd · 2 ba · 1,263 sqft · $317/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8915 N WILLOW AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8915 N WILLOW AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8915 N WILLOW AVENUE FAQs

What would the monthly payment be for 8915 N WILLOW AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8915 N WILLOW AVENUE?+

The most recent tax bill on record (2025) was $2,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $465,000, this home is listed about 7% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8915 N WILLOW AVENUE?+

Oak Grove Elementary School (elementary), Chamberlain High School (high), Memorial Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$465,000 runs 39% above the TAMPA 33604 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $475,500, now $465,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of INTERCONTINENTAL REAL EST GRP · Tamara Carnero. MLS #TB8542409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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