1257 FINLAND DRIVE, SPRING HILL, FL, 34609
Active2 days on marketListed Sep 2, 2026MLS #TB8542419
Come see it
Upcoming open houses
Sat, Sep 5
12:00 PM – 3:00 PM
Sun, Sep 6
12:00 PM – 3:00 PM
About this home
1257 FINLAND DRIVE
Virtually Staged. Looking for a well maintained 4 bedroom 2 bathroom home in the heart of Spring Hill? We’ve found the perfect place for you! Situated on a spacious ½-acre fenced-in lot, this property offers plenty of room for your boat, jet skis, RV, or other toys—with no HOA to worry about! Inside, you’ll find a freshly painted interior and luxury vinyl flooring throughout, making this home both beautiful and easy to maintain. Plus, the brand-new roof provides added peace of mind for years to come. Step outside and enjoy your own private oasis! The screened-in pool and expansive lanai create the perfect setting for entertaining friends and family, relaxing by the pool, or enjoying those cool Florida evenings. The 4th bedroom is located off the garage and would be a great ,private home office. Located in a great school district and conveniently close to shopping, dining, and entertainment, this home checks all the boxes! Don’t miss your opportunity to make this Spring Hill home your own. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,134
Sqft
0.5 ac
Lot size
2
Garage
1981
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.9%
$/sqft vs SPRING HILL
$180 vs $198
Days on market
2 vs 43 typical
Where $180/sqft sits among the 308 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
158 of 308
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1257 FINLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Mar ’26$380,000
11150 MARQUETTE STREET · same community
3 bd · 3.5 ba · 2,356 sqft · $161/sqft · 17 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1257 FINLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1257 FINLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1257 FINLAND DRIVE FAQs
What would the monthly payment be for 1257 FINLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1257 FINLAND DRIVE?+
The most recent tax bill on record (2025) was $3,444. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $385,000, this home is listed about 13% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1257 FINLAND DRIVE?+
Frank W. Springstead High School (high), John D. Floyd Elementary School (elementary), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 15% above the SPRING HILL 34609 median — but at 2,134 sqft it's also 20% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Spring Hill market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Cynthia Kladakis. MLS #TB8542419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 1257 FINLAND DRIVE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →