20420 NEEDLETREE DRIVE, TAMPA, FL, 33647
Active68 days on marketListed Aug 31, 2026MLS #TB8542616
About this home
20420 NEEDLETREE DRIVE
Welcome home to this spacious 2-bedroom, 2.5-bathroom townhome in Tampa, featuring a versatile loft that provides additional space for a home office, entertainment area, or second living space. The home features a brand-new AC system with a smart thermostat, providing modern comfort and convenient temperature control. The well-appointed layout offers comfortable living areas, while the loft adds flexibility to suit your lifestyle. The attached garage includes a dedicated EV charging outlet, making electric vehicle charging convenient right at home. This Tampa townhome combines comfort, functionality, and modern features in a desirable location. Don't miss the opportunity to make this home your next rental! In addition to the advertised base rent, all residents are enrolled in the Resident Benefits Package (RBP) for $50.00/month which includes HVAC air filter delivery, credit building to help boost your credit score with timely rent payments, utility concierge service making utility connection a breeze during your move-in, and much more! More details upon application. Pets welcome! 2 pets, max. $100/person or $100/married couple application fee, approx. 2-week processing time, and HOA approval required. Occupied and will be available within two weeks after application approval.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,322
Sqft
0.04 ac
Lot size
1
Garage
2006
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HAMMOCKS
$1 vs $192
Days on market
68 vs 54 typical
Where $1/sqft sits among the 17 homes for sale in HAMMOCKS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33647 — neighborhood snapshot
Population
74,919
Median age
37
Median income
$104,775
Median home value
$437,600
Avg household
2.79
Households w/ children
10,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$410K → $425K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
8 of 17
HAMMOCKS have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 20420 NEEDLETREE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$240,000
20408 NEEDLETREE DRIVE · same community
2 bd · 2.5 ba · 1,322 sqft · $182/sqft · 42 DOM
Sold · May ’26$257,500
20424 NEEDLETREE DRIVE · same community
3 bd · 2.5 ba · 1,410 sqft · $183/sqft · 94 DOM
Sold · Feb ’26$282,000
20484 NEEDLETREE DRIVE · same community
3 bd · 2.5 ba · 1,410 sqft · $200/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 20420 NEEDLETREE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20420 NEEDLETREE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20420 NEEDLETREE DRIVE FAQs
What would the monthly payment be for 20420 NEEDLETREE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 20420 NEEDLETREE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,750, this home is listed about 100% below the Tampa median of $429,500. The market section on this page shows how the area is trending.
Which schools are assigned to 20420 NEEDLETREE DRIVE?+
Wharton High School (high), Turner-Bartels K-8 School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRIGHT DAVIS REAL ESTATE · Chelsie Lewis. MLS #TB8542616.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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