CENTURY 21 Edge
$1,290,000$1,300,0005 bd3.5 ba3,210 sqft$402 /sqft≈$8,801 /mo all-in ↓

3206 W ARCH STREET, TAMPA, FL, 33607

Active46 days on marketListed Aug 28, 2026MLS #TB8542670

✦ Reduced $10KSingle Family ResidenceMAC FARLANE PARK

About this home

3206 W ARCH STREET

Luxury, location, and modern design come together in this stunning 2022 custom built home in the heart of Tampa. Offering 5 bedrooms, 3.5 bathrooms, a spacious two car garage and thoughtfully designed living spaces, this home showcases high end finishes and exceptional craftsmanship throughout. Step inside to soaring ceilings, luxury vinyl plank flooring, and an open concept floor plan centered around a designer kitchen featuring an oversized quartz waterfall island, custom cabinetry, stainless steel appliances, pot filler, elegant gold hardware, and an impressive walk in butler's pantry complete with a beverage refrigerator and additional prep space. The spacious living room is anchored by a floor to ceiling stone electric fireplace and oversized sliding glass doors that seamlessly blend indoor and outdoor living. The first floor primary suite offers a private retreat with a spa-inspired ensuite featuring dual vanities, designer fixtures, and a spacious walk-in shower. Upstairs you'll find generously sized guest bedrooms, a dedicated media room perfect for movie nights, and additional flexible living space ideal for a home office, playroom, or fitness area. Designed for entertaining, the fully fenced backyard has been transformed into a private oasis complete with premium artificial turf, a covered gazebo, hot tub, oversized entertaining deck, fire pit area, and mature tropical landscaping creating the perfect space to enjoy Florida living year round. Perfectly positioned just minutes from Midtown Tampa, Tampa International Airport, Downtown Tampa, International Plaza, Raymond James Stadium, Hyde Park, and some of Tampa's best restaurants, shopping, and entertainment, this home offers luxury living with unmatched convenience. Whether you're entertaining guests or enjoying quiet evenings at home, this exceptional property offers the perfect blend of luxury, comfort, and convenience.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,210

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$402

Per sqft

FireplaceNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDryer · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal · Shingle
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorPrivate Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$14,356/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,801 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property tax — 2025 actual bill$1,196
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,000
Interest rate6.00%
Loan term

Estimated payment

$8,801/mo

Principal & interest$6,961
PMI (est., until 20% equity)$484
Property taxes (actual bill)$1,196
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$903KedgeAI estimate $1,045,073 · range $941K–$1.1M$1.3M

vs edgeAI estimate

+23.4%

$/sqft vs Tampa actives

$402 vs $284

Days on market

46 vs 64 typical

Where $402/sqft sits among the 400 Tampa actives

262
74 · this home
17
15
5
27
$149–353$353–557$557–761$761–964$964–1168$1168+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Tampa

Drive times from this address

Downtown Tampa≈ 6 min
Tampa Int’l Airport (TPA)≈ 10 min
Walt Disney World≈ 72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

West Tampa — neighborhood snapshot

Population

1,109

Median age

44

Median income

$80,309

Median home value

$357,050

Avg household

2

Households w/ children

53%

For the school run

Hillsborough County School District

ElementaryWest Tampa Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighJefferson High School★★★★★
MiddleMadison Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

229 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 353% above the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,290,000 ▼ $10K
Aug 28, 2026Listed at $1,300,000 · 46 days on market since
2023Built · MAC FARLANE PARK

Reality check

What actually sold near 3206 W ARCH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2115 N LINCOLN AVENUESold · Jul ’26

$1,100,000

2115 N LINCOLN AVENUE · same community

5 bd · 4 ba · 3,032 sqft · $363/sqft · 36 DOM

3104 W PINE STREETSold · Jul ’26

$1,075,000

3104 W PINE STREET · same community

4 bd · 3.5 ba · 2,720.32 sqft · $395/sqft · 79 DOM

3207 W NASSAU STREETSold · Sep ’26

$600,000

3207 W NASSAU STREET · same community

4 bd · 2 ba · 1,913 sqft · $314/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3206 W ARCH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3206 W ARCH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3206 W ARCH STREET FAQs

What would the monthly payment be for 3206 W ARCH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3206 W ARCH STREET?+

The most recent tax bill on record (2025) was $14,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $1,290,000, this home is listed about 197% above the Tampa median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3206 W ARCH STREET?+

West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Cody Arnold. MLS #TB8542670.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 3206 W ARCH STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 13, 2026 at 6:59 PM UTC. The listing information on this page last changed on October 13, 2026 at 6:59 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 13, 2026 at 6:59 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 13, 2026 at 6:59 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.