2061 CARRIAGE LANE UNIT 104, CLEARWATER, FL, 33765
Active47 days on marketListed Aug 27, 2026MLS #TB8542702
About this home
2061 CARRIAGE LANE UNIT 104
Florida living at its best! This beautifully landscaped, Mediterranean-style 2-bedroom plus office (easily a 3rd bedroom), 2-bathroom condo in the gated community of Coachman Reserve offers the ultimate low-maintenance lifestyle. Located in a remarkably quiet, central Clearwater location, this unit is minutes from world-famous Clearwater Beach, premier shopping malls, and major airports. The bright, sun-drenched interior features high ceilings, fresh paint, and ceramic tile throughout the main living areas. Cook and entertain in the beautifully designed kitchen, complete with rich wood cabinetry, quartz countertops, a functional pantry, and high-end appliances, including a Bosch refrigerator, Electrolux induction stove, and Frigidaire microwave/convection oven. The master suite features two walk-in closets, a garden tub, and a large walk-in shower with a brand-new glass enclosure. Relax on your screened-in lanai overlooking a peaceful, tree-lined courtyard. This pet-friendly (2) community features a resort-style lap pool and a well-appointed gym, with high-speed internet and cable conveniently included in the monthly maintenance fee. The Seller maintains a Broward Factory Maintenance Contract for the HVAC system, which is transferable to the new owner, and includes replacement coverage if the HVAC is non-repairable. Also included are hurricane shutters.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,638
Sqft
0 ac
Lot size
1
Garage
2006
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs Clearwater actives
$232 vs $232
Days on market
47 vs 70 typical
Where $232/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33765 — neighborhood snapshot
Population
14,364
Median age
47.2
Median income
$61,910
Median home value
$290,700
Avg household
2.31
Households w/ children
1,385
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
239 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2061 CARRIAGE LANE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$362,000
853 LANTERN WAY · same community
2 bd · 2 ba · 1,638 sqft · $221/sqft · 50 DOM
Sold · Jul ’26$395,000
812 LANTERN WAY UNIT 104 · same community
3 bd · 2 ba · 1,638 sqft · $241/sqft · 17 DOM
Sold · Mar ’26$335,000
810 LANTERN WAY · same community
3 bd · 2 ba · 1,554 sqft · $216/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2061 CARRIAGE LANE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2061 CARRIAGE LANE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2061 CARRIAGE LANE UNIT 104 FAQs
What would the monthly payment be for 2061 CARRIAGE LANE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2061 CARRIAGE LANE UNIT 104?+
The most recent tax bill on record (2025) was $2,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2061 CARRIAGE LANE UNIT 104?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $379,900, this home is listed about 27% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2061 CARRIAGE LANE UNIT 104?+
Clearwater High School (high), Oak Grove Middle School (middle), Eisenhower Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Ganier. MLS #TB8542702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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