7625 S ANNIE TERRACE, FLORAL CITY, FL, 34436
Active1 days on marketListed Aug 31, 2026MLS #TB8542727
About this home
7625 S ANNIE TERRACE
NO HOA, OVERSIZED CORNER LOT, AND DETACHED GARAGE/WORKSHOP IN HISTORIC FLORAL CITY! Welcome to 7625 South Annie Terrace, a unique 3-bedroom, 2-bath concrete-block home offering 1,488 square feet of living space on approximately 0.37 acres. The thoughtfully expanded floor plan provides plenty of comfortable living space, while the SCREENED-IN LANAI offers the perfect place to relax and enjoy Florida living. The 450-SQUARE-FOOT DETACHED METAL GARAGE provides excellent room for vehicles, storage, hobbies, or a workshop. Recent improvements include a NEW 40-GALLON WATER HEATER, UPDATED ELECTRICAL BOX, NEW DRAIN FIELD, updated plumbing and faucets, and replacement windows. The roof and HVAC system were replaced in 2020, while the detached garage and rear patio were added in 2021. With NO HOA and a spacious corner lot, there is plenty of room to enjoy your property, store recreational equipment, or create the outdoor space you have been looking for. Conveniently located in HISTORIC FLORAL CITY with easy access to local shops, dining, outdoor recreation, and everything Citrus County has to offer. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,488
Sqft
0.37 ac
Lot size
1
Garage
1984
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.2%
$/sqft vs Floral City actives
$175 vs $195
Days on market
1 vs 71 typical
Where $175/sqft sits among the 36 Floral City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floral City
Get to know Floral City. See the full Floral City guide →
FLORAL CITY 34436 — neighborhood snapshot
Population
8,170
Median age
60.3
Median income
$50,139
Median home value
$201,400
Avg household
2.25
Households w/ children
563
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Floral City market
$245K → $253K
Floral City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
21 of 36
Floral City actives have cut their price
Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the FLORAL CITY 34436 median. See the full Floral City market guide →
Paper trail
This home's history
Reality check
What actually sold near 7625 S ANNIE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$311,000
7821 S BAKER AVENUE · same community
2 bd · 2 ba · 1,640 sqft · $190/sqft · 34 DOM
Sold · Dec ’25$225,000
7897 S HEATHER POINT · same community
2 bd · 2 ba · 1,330 sqft · $169/sqft · 75 DOM
Sold · Jul ’26$385,000
7400 S EASTLAKE DRIVE · same community
3 bd · 2 ba · 1,843 sqft · $209/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7625 S ANNIE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7625 S ANNIE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7625 S ANNIE TERRACE FAQs
What would the monthly payment be for 7625 S ANNIE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7625 S ANNIE TERRACE?+
The most recent tax bill on record (2025) was $1,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7625 S ANNIE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Floral City?+
At $259,999, this home is listed about 16% below the Floral City median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7625 S ANNIE TERRACE?+
Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLORAL CITY 34436 market on paper
$259,999 is 4% below the FLORAL CITY 34436 median of $270,000, and at $175/sqft it sits under the Floral City average of $209.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Floral City market that averages 71 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Jacob Kwami. MLS #TB8542727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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