CENTURY 21 Edge
$265,000$270,000≈$1,917 /mo all-in ↓

8792 S STEED TERRACE, FLORAL CITY, FL, 34436

Active114 days on marketListed Jun 20, 2026MLS #TB8520345

✦ Reduced $5KUNREC TRACTS IN 19-20S-21E

About this home

8792 S STEED TERRACE

**PRICE REDUCTION** Discover a rare opportunity to own 5.39 acres of extraordinary natural beauty in the heart of Floral City, Florida. More than just vacant land, this remarkable property is part of a meticulously cultivated environmental sanctuary—a 25-year labor of love that has transformed a former rock quarry into a breathtaking private retreat where nature, privacy, and tranquility exist in perfect harmony. Originally reclaimed through a successful environmental restoration project completed in consultation with the Florida Department of Environmental Protection, the property now supports a thriving ecosystem rich with native flora and fauna. Surrounded by more than 20 species of mature Florida trees, dramatic rock formations, and abundant wildlife including deer, songbirds, and countless native species, this unique parcel offers a peaceful setting that feels worlds away from the demands of everyday life. Beautifully nature-scaped and thoughtfully maintained, the property provides stunning scenery in every direction. Crystal-clear aquifer-fed water features and the adjacent spring-fed quarry pond create an awe-inspiring backdrop unlike anything else on the market. The current stewardship of the land has focused on preserving its natural health through environmentally conscious practices that avoid fertilizers and pesticides, allowing the ecosystem to flourish naturally. Designed with both beauty and functionality in mind, the former quarry serves as a massive drainage retention area capable of holding approximately 30 million gallons of water. The property has been expertly graded for optimal drainage, creating a proven high-ground location that, according to the seller, has remained high and dry and has never flooded. The result is a property that offers both exceptional natural beauty and peace of mind. Whether you envision a private homesite, luxury estate, family compound, weekend retreat, or legacy property for future generations, the possibilities are endless. For those seeking even greater acreage and privacy, the adjoining 6.04-acre parcel is also available, creating a rare opportunity to assemble more than 11 acres of one of the most unique and spectacular properties in the region. Located on a quiet, low-density road cherished by residents for its sense of community, security, and Old Florida charm, you'll enjoy the serenity of country living while remaining less than 10 minutes from Bushnell and approximately 20 minutes from Inverness, where shopping, dining, entertainment, medical facilities, and everyday conveniences are readily available. Citrus County is also home to the renowned Black Diamond Golf Club, offering world-class golf just a short drive away. If you've been searching for a truly one-of-a-kind property where environmental stewardship, breathtaking natural beauty, privacy, and accessibility come together, your search ends here. Build your dream home and create a sanctuary that can be enjoyed for generations to come.

Facts & features

The home at a glance

5.39 ac

Lot size

Trees/Woods & Water viewPets allowed

Inside

Outside & construction

ViewTrees/Woods · Water
FacesEast

Community & fees

Taxes (2025)$954/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,917 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$1,917/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Floral City

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 ▼ $5K
Jun 20, 2026Listed at $270,000 · 114 days on market since

Reality check

What actually sold near 8792 S STEED TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9910 E Bushnell ROADSold · Apr ’26

$65,000

9910 E Bushnell ROAD

2 bd · 1 ba · 624 sqft · $104/sqft · 19 DOM

7595 S Hollow POINTSold · Nov ’25

$77,000

7595 S Hollow POINT

2 bd · 2 ba · 840 sqft · $92/sqft · 3 DOM

8433 S COVE POINTSold · Dec ’25

$199,500

8433 S COVE POINT

2 bd · 2 ba · 1,212 sqft · $165/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 8792 S STEED TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8792 S STEED TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8792 S STEED TERRACE FAQs

What would the monthly payment be for 8792 S STEED TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8792 S STEED TERRACE?+

The most recent tax bill on record (2025) was $954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8792 S STEED TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Floral City?+

At $265,000, this home is listed about 6% below the Floral City median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8792 S STEED TERRACE?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

114 days on market against a Floral City median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $270,000, now $265,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Brandon Rimes. MLS #TB8520345.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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