4636 ACKERMAN STREET, NEW PORT RICHEY, FL, 34653
Active25 days on marketListed Aug 26, 2026MLS #TB8542818
About this home
4636 ACKERMAN STREET
Huge price reduction and motivated seller! **Affordable New Port Richey Home with Room to Make It Your Own** An affordable opportunity to own a spacious home in New Port Richey! This 2-bedroom, 2-bath home offers spacious living space, an attached 2-car garage, and plenty of potential for a buyer looking to make a home their own over time. The interior is functional and comfortable as-is, while the largely original finishes provide a great canvas for future updates and personalization. An added bonus is the home’s generator, already wired into the house to provide backup power when needed. Inside, you'll find multiple living areas with plenty of room to spread out, while the screened-in back porch provides additional space to relax and enjoy Florida living. The 2-car garage offers valuable parking and storage space. Conveniently located near SR 54 and US 19, the home provides easy access to everyday shopping, dining, services, and the surrounding Tampa Bay area. Downtown New Port Richey is just a short drive away, offering local restaurants, shops, community events, and waterfront Sims Park along the Cotee River. Outdoor recreation is also nearby, including Jay B. Starkey Wilderness Park and several Gulf Coast parks and preserves. For buyers looking for an affordable path to homeownership without paying a premium for someone else's renovations, this home offers a solid starting point and the opportunity to update at your own pace. Roof is only 2 years old! HVAC is brand new 2026! Water heater is only 6 years old.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,461
Sqft
0.13 ac
Lot size
2
Garage
1974
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.5%
$/sqft vs HOLIDAY GARDENS ESTATES
$137 vs $210
Days on market
25 vs 55 typical
Where $137/sqft sits among the 6 homes for sale in HOLIDAY GARDENS ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Gardens Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Holiday Gardens Estates — neighborhood snapshot
Population
1,754
Median age
43
Median income
$52,900
Median home value
$166,734
Avg household
2
Households w/ children
106
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $275K
New Port Richey median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
2 of 6
HOLIDAY GARDENS ESTATES have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4636 ACKERMAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$279,900
5746 FRIEDLY AVENUE · same community
3 bd · 2 ba · 1,410 sqft · $199/sqft · 25 DOM
Sold · Jun ’26$268,000
6112 12TH AVENUE · same community
3 bd · 2 ba · 1,401 sqft · $191/sqft · 11 DOM
Sold · Jul ’26$291,000
6250 FLAG DRIVE · same community
3 bd · 2 ba · 1,526 sqft · $191/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4636 ACKERMAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4636 ACKERMAN STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4636 ACKERMAN STREET FAQs
What would the monthly payment be for 4636 ACKERMAN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4636 ACKERMAN STREET?+
The most recent tax bill on record (2025) was $3,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4636 ACKERMAN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $200,000, this home is listed about 30% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4636 ACKERMAN STREET?+
Gulf High School (high), James M. Marlowe Elementary School (elementary), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WRIGHT DAVIS REAL ESTATE · Dillon Cook. MLS #TB8542818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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