12812 4TH ISLE, HUDSON, FL, 34667
Active20 days on marketListed Aug 31, 2026MLS #TB8542828
About this home
12812 4TH ISLE
Waterfront Living! Experience true Florida living in this beautifully updated 3-bedroom, 2-bathroom waterfront home. This spacious, single-family home offers the perfect blend of modern comfort and relaxed canal-front leisure. Step inside to a bright and airy open floor plan featuring brand-new, modern grey wood-look laminate flooring throughout the living areas and bedrooms, and sleek, large-format tile in the kitchen and dining space. The entire home has been freshly painted in a calming, light green tone, creating a cohesive and welcoming atmosphere. A generously sized family room provides a comfortable area for relaxing or entertaining, with great flow into the kitchen and dining area. The formal living room at the back boasts striking French doors that open directly to the back patio and canal views, letting in ample natural light. The property includes a large attached 2-car garage with a wide driveway, offering plenty of space for vehicles and storage. this home offers quiet residential living while being just a short drive from local shops, restaurants, parks, and the beautiful Gulf beaches. Enjoy all the amenities and activities the Florida Suncoast has to offer. This renovated, move-in ready waterfront gem won't last long. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,490
Sqft
0.14 ac
Lot size
2
Garage
1971
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LEISURE BEACH
$1 vs $250
Days on market
20 vs 45 typical
Where $1/sqft sits among the 13 homes for sale in LEISURE BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $278K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
7 of 13
LEISURE BEACH have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12812 4TH ISLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$335,000
12734 2ND ISLE · same community
3 bd · 2 ba · 1,486 sqft · $225/sqft · 102 DOM
Sold · Aug ’26$360,000
6509 NAUTICAL ISLE · same community
2 bd · 2 ba · 1,494 sqft · $241/sqft · 105 DOM
Sold · Aug ’26$415,000
12804 2ND ISLE · same community
2 bd · 2 ba · 1,461 sqft · $284/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 12812 4TH ISLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12812 4TH ISLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12812 4TH ISLE FAQs
What would the monthly payment be for 12812 4TH ISLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12812 4TH ISLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $2,000, this home is listed about 99% below the Hudson median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12812 4TH ISLE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INVESTMENT REALTY · Susan Ross. MLS #TB8542828.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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