CENTURY 21 Edge
$299,9002 bd1.5 ba1,128 sqft$266 /sqft$2,497 /mo all-in ↓

12524 5TH ISLE, HUDSON, FL, 34667

Active64 days on marketListed Jun 1, 2026MLS #TB8514602

WaterfrontSingle Family ResidenceLEISURE BEACH

About this home

12524 5TH ISLE

Imagine waking each morning to shimmering water views, the gentle sound of seabirds overhead, and the promise of another beautiful day on Florida's Gulf Coast. This charming waterfront home offers the lifestyle so many dream about but few ever find. Perfectly situated on a wide saltwater canal with direct Gulf access, your next boating adventure begins right in your backyard. Cast off from your private floating dock and enjoy a leisurely seven-minute idle-speed cruise before reaching the open waters of the Gulf of Mexico. Whether your passion is fishing, island hopping, waterfront dining, or simply watching dolphins play in your wake, this home places it all within easy reach. The home itself is bright, inviting, and move-in ready. Recently painted inside and out, it radiates pride of ownership and coastal charm. The updated kitchen provides a beautiful and functional space to prepare fresh-caught seafood, or enjoy a quiet breakfast while overlooking the water. Step outside and discover where this property truly shines. Picture yourself sipping coffee as the sun rises over the canal, watching manatees glide past the dock and pelicans dive for their morning catch. Spend afternoons boating, kayaking, paddleboarding, or simply relaxing as the tropical breeze drifts across the water. As evening arrives, nature puts on a spectacular show. The nearby wetlands attract an abundance of wildlife, creating a constantly changing waterfront panorama. Egrets, herons, osprey, dolphins, and manatees are frequent visitors. Then, as the day comes to a close, breathtaking sunsets paint the sky in brilliant shades of gold, orange, pink, and purple. The floating dock and boat davits make it easy to keep your vessel ready for spontaneous sunset cruises and weekend adventures. Every day feels like a vacation when your backyard is your gateway to the Gulf. This is more than a home—it's a waterfront lifestyle filled with sunshine, boating, wildlife, spectacular sunsets, and the peaceful rhythm of life on the water. Whether you're searching for a full-time residence, a seasonal retreat, or the perfect place to create lasting memories with family and friends, this special property offers an opportunity to embrace the very best of Florida living. Just minutes from Hudson Beach and within easy driving distance of Fred Howard Park, Clearwater Beach, Honeymoon Island, Fort De Soto, shopping, dining, fishing, boating, cultural attractions, Tampa, and St. Petersburg, this location offers endless opportunities for recreation and enjoyment Furniture is available separately, allowing you to move in even more easily and begin enjoying the waterfront lifestyle from day one. The davits are sold as is and the motors may need servicing. All dimensions are approximate. Home is sold "as is" for the convenience of the seller. This excellent waterfront value is sure to sell quickly!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,128

Sqft

0.14 ac

Lot size

1

Garage

1971

Year built

One

Levels

$266

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorPrivate Yard

Community & fees

Taxes (2025)$5,266/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,497 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$439
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,497/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$439
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$229KedgeAI estimate $288,309 · range $239K$399K$415K

vs edgeAI estimate

+4%

$/sqft vs LEISURE BEACH

$266 vs $289

Days on market

64 vs 47 typical

Where $266/sqft sits among the 20 homes for sale in LEISURE BEACH

12 · this home
3
1
2
0
2
$219–342$342–465$465–588$588–711$711–834$834+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Map of 12524 5TH ISLE

Drive times from this address

Tampa Int’l Airport (TPA)54 min
Downtown Tampa57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34667 — neighborhood snapshot

Population

30,674

Median age

60.3

Median income

$51,106

Median home value

$214,200

Avg household

1.98

Households w/ children

2,095

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$278K

Hudson median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

9 of 20

LEISURE BEACH have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $299,900 · 64 days on market since
1971Built · LEISURE BEACH

Reality check

What actually sold near 12524 5TH ISLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12633 3RD ISLESold · Jul ’26

$270,000

12633 3RD ISLE · same community

2 bd · 1.5 ba · 1,157 sqft · $233/sqft · 2 DOM

12637 2ND ISLESold · Feb ’26

$250,000

12637 2ND ISLE · same community

2 bd · 2 ba · 1,219 sqft · $205/sqft · 112 DOM

12801 5TH ISLESold · Feb ’26

$226,000

12801 5TH ISLE · same community

2 bd · 1.5 ba · 1,036 sqft · $218/sqft · 295 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12524 5TH ISLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12524 5TH ISLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12524 5TH ISLE FAQs

What would the monthly payment be for 12524 5TH ISLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12524 5TH ISLE?+

The most recent tax bill on record (2025) was $5,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12524 5TH ISLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $299,900, this home is listed about 11% below the Hudson median of $337,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12524 5TH ISLE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAWRENCE W SCADUTO LLC · Larry Scaduto. MLS #TB8514602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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12524 5TH ISLE, HUDSON, FL — 2 Bed, 1.5 Bath — $299,900 | CENTURY 21 Edge