
17973 14TH STREET, LIVE OAK, FL, 32060
Active10 days on marketListed Sep 10, 2026MLS #TB8542860
About this home
17973 14TH STREET
Looking for a beautiful, wooded lot surrounded by mature oak trees and natural lush Florida landscape, complete with all your necessary utilities, just waiting for you to build your dream home? Look no further! This lot sits on the corner of 177th Road and 14th Street in Live Oak, Florida. Located minutes from I-75 & I-10, Live Oak makes for a great central location for the avid outdoorsmen or commuter looking for privacy and a small-town feel. Live Oak is a gentle commute between major cities like Gainesville and Jacksonville. The Suwannee River State Park is a bike ride away! This partially cleared and improved lot takes the hassle of hooking up your utilities and it comes already connected to electricity, well and septic. The well and septic system were installed brand new! All the essentials are here...just waiting for your dream home to be built. **This is only LOT 32** Adjacent lots are for sale separately.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$411 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$411/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Live Oak
Get to know Live Oak. See the full Live Oak guide →
LIVE OAK 32060 — neighborhood snapshot
Population
22,085
Median age
44.4
Median income
$56,702
Median home value
$158,200
Avg household
2.71
Households w/ children
2,337
The numbers that matter
The Live Oak market
$255K → $280K
Live Oak median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Live Oak, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the LIVE OAK 32060 median. See the full Live Oak market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17973 14TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17973 14TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17973 14TH STREET FAQs
What would the monthly payment be for 17973 14TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $411/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17973 14TH STREET?+
The most recent tax bill on record (2025) was $731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Live Oak?+
At $30,000, this home is listed about 90% below the Live Oak median of $309,000. The market section on this page shows how the area is trending.
Listing courtesy of REAL BROKER, LLC · Michael Matthews. MLS #TB8542860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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