2360 SHELLY DRIVE UNIT B, PALM HARBOR, FL, 34684
Active25 days on marketListed Aug 27, 2026MLS #TB8542922
About this home
2360 SHELLY DRIVE UNIT B
Welcome to a retirement oasis at Highland Lakes, where the activities are truly endless. Step into an enclosed porch that is perfect for enjoying the Florida lifestyle, complete with roll-down shades to help keep it cool. Inside, you will find a spacious, open-concept living and dining area. This beautiful 2-bedroom, 2-bath condo features tile throughout. A slider flows back into the porch, making entertaining easy. The cozy kitchen features beautiful, real butcher block countertops, newer stainless steel appliances, and a decent amount of storage. Just off the kitchen and dining room is the garage, with room for one vehicle inside and parking for one outside. In addition, it offers decent storage and includes a newer washer and dryer. Down the hall, the large guest bath has been updated in recent years, and the hall closet provides additional storage for linens. The second bedroom and its closet are both spacious. The primary suite is quite grand, with an ensuite bath that is just perfect. The walk-in closet is lovely for storage. The community center has a laundry list of activities. They have a golf course, an Olympic-size pool, and they plan dinner boat rides on their pontoon boats on Lake Tarpon. They have art and crafts, pickleball, mahjong, dancing; the list is a mile long. You will probably never be at that condo.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
918
Sqft
0 ac
Lot size
1
Garage
1978
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,472 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,472/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs Palm Harbor actives
$219 vs $256
Days on market
25 vs 52 typical
Where $219/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
233 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2360 SHELLY DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$205,000
2731 KEATS TERRACE UNIT A · same community
2 bd · 2 ba · 918 sqft · $223/sqft · 0 DOM
Sold · Mar ’26$208,900
2201 SHELLY DRIVE UNIT A · same community
2 bd · 2 ba · 918 sqft · $228/sqft · 10 DOM
Sold · Mar ’26$204,500
2320 SHELLY DRIVE UNIT B · same community
2 bd · 2 ba · 918 sqft · $223/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2360 SHELLY DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2360 SHELLY DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2360 SHELLY DRIVE UNIT B FAQs
What would the monthly payment be for 2360 SHELLY DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,472/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2360 SHELLY DRIVE UNIT B?+
The most recent tax bill on record (2025) was $481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2360 SHELLY DRIVE UNIT B?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $200,999, this home is listed about 47% below the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2360 SHELLY DRIVE UNIT B?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of VINTAGE HOMES REALTY · Michelle James. MLS #TB8542922.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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