CENTURY 21 Edge
$625,000$645,0003 bd2 ba2,032 sqft$308 /sqft≈$4,130 /mo all-in ↓

12152 BONNIE TERRACE, SEMINOLE, FL, 33772

Active40 days on marketListed Aug 31, 2026MLS #TB8543026

✦ Reduced $20KPrivate poolSingle Family ResidenceLEONA HEIGHTS

About this home

12152 BONNIE TERRACE

Welcome to this beautifully updated, move-in ready single-family home in the desirable Leona Heights neighborhood of Seminole. Offering 3 bedrooms, 2 bathrooms, a 2-car garage, and a private PebbleTec pool, this home combines comfortable everyday living with an exceptional location. The open, split-bedroom floor plan provides both functionality and privacy, featuring a formal living room and formal dining room, plus a spacious family room that opens to the large kitchen. The kitchen offers abundant cabinetry, a huge breakfast bar, and a convenient closet pantry, making it ideal for both daily living and entertaining. Double-pane French doors provide a seamless connection to the fully fenced backyard and pool area, creating a wonderful indoor-outdoor living space. The spacious primary suite features a large bedroom and an updated primary bathroom with dual sinks and a huge walk-in shower. Two additional generously sized bedrooms share a beautiful hall bathroom with a tub. A dedicated laundry room offers tons of storage and a laundry sink, while the oversized 2-car garage provides plenty of room for vehicles, storage, and hobbies. Step outside to your own private retreat. The PebbleTec pool is surrounded by a fully fenced backyard, offering privacy and plenty of space to relax or entertain. An additional lot behind the fence adds even more charm and usable outdoor space, complete with a new wooden deck/bridge over a small creek—a truly unique feature that adds character and a peaceful natural setting to the property. Major improvements include A/C ducts replaced in 2022, A/C system replaced in 2024, flat roof and metal roof replaced in 2022, pool pump replaced in 2025, fence replaced in 2025, new wooden deck/bridge over the creek in 2025, sprinkler system overhaul in 2026, and electric panel updated in 2017. With these important updates already completed, you can move in and enjoy the home with confidence. The location is hard to beat. The home is within walking distance of excellent elementary, middle, and high schools, and just minutes from the Pinellas Trail, making walking, jogging, and biking easy and convenient. In addition, it is walkable and bikeable to the SYAA athletic fields, where they have youth football, baseball, soccer, and cheerleading sports. Enjoy quick access to restaurants, shopping, parks, Gulf beaches, entertainment, golf courses, theaters, concert venues, sporting arenas, and other Tampa Bay attractions. Tampa International Airport is approximately 22 miles away, making travel and commuting convenient. A well-maintained and thoughtfully updated home with a pool, oversized garage, private fenced yard, unique creekside outdoor space, and an outstanding Seminole location—this one is ready to welcome you home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,032

Sqft

0.3 ac

Lot size

2

Garage

1979

Year built

One

Levels

$308

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Travertine
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway
ExteriorIrrigation System

Community & fees

Taxes (2025)$4,359/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,130 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$363
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,130/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$363
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$456KedgeAI estimate $528,146 · range $475K–$581K$650K

vs edgeAI estimate

+18.3%

$/sqft vs Seminole actives

$308 vs $253

Days on market

40 vs 56 typical

Where $308/sqft sits among the 325 Seminole actives

64
56
46
54 · this home
60
45
$108–159$159–209$209–260$260–311$311–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leona Heights

Drive times from this address

Downtown Tampa≈ 36 min
Tampa Int’l Airport (TPA)≈ 36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Leona Heights — neighborhood snapshot

Population

443

Median age

51

Median income

$103,068

Median home value

$458,800

Avg household

3

Households w/ children

30%

For the school run

Pinellas County School District

HighRichard O Jacobson Technical High School At Seminole★★★★★
ElementaryBauder Elementary School★★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$405K → $450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

172 of 325

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 209% above the SEMINOLE 33772 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 ▼ $20K
Aug 31, 2026Listed at $645,000 · 40 days on market since
1979Built · LEONA HEIGHTS

Reality check

What actually sold near 12152 BONNIE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12114 RHONDA TERRACESold · Aug ’26

$696,000

12114 RHONDA TERRACE · same community

3 bd · 2 ba · 2,030 sqft · $343/sqft · 4 DOM

12114 RHONDA TERRACESold · Apr ’26

$425,000

12114 RHONDA TERRACE · same community

3 bd · 2 ba · 2,030 sqft · $209/sqft · 5 DOM

8781 LEONA STREETSold · Jun ’26

$699,000

8781 LEONA STREET · same community

3 bd · 2 ba · 1,925 sqft · $363/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12152 BONNIE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12152 BONNIE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12152 BONNIE TERRACE FAQs

What would the monthly payment be for 12152 BONNIE TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,130/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12152 BONNIE TERRACE?+

The most recent tax bill on record (2025) was $4,359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12152 BONNIE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $625,000, this home is listed about 74% above the Seminole median of $360,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12152 BONNIE TERRACE?+

Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 209% above the SEMINOLE 33772 median — but at 2,032 sqft it's also 58% larger than the typical Seminole listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $645,000, now $625,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP INC · Nicole Harmon. MLS #TB8543026.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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