CENTURY 21 Edge
$228,0003 bd2 ba2,240 sqft$102 /sqft$1,801 /mo all-in ↓

308 WENDI LANE, RUSKIN, FL, 33570

Active2 days on marketListed Aug 27, 2026MLS #TB8543041

Priced 31% below the RUSKIN 33570 medianPrivate poolSingle Family ResidenceLITTLE MANATEE HEIGHTS-REPLAT

About this home

308 WENDI LANE

BRING YOUR VISION – RENOVATION OPPORTUNITY WITH TREMENDOUS POTENTIAL! The opportunity isn't in what what this home is today...It's in what 2,240sf, on .38 acre, in this flood zone X location, can become! Been searching for a property where the space, homesite and possibilities are already in place? Located in Little Manatee Heights, this 3-bedroom, 2-bath pool home offers impressive square footage, an attached 2-car side load garage, and a generous .38-acre homesite – all with NO HOA and NO CDD! Even better, the property is located in desirable FEMA Flood Zone X, outside the Special Flood Hazard Area, yet sits just an approximate 350 yards from the Little Manatee River! Step inside and you'll discover that part of the transformation has already begun! The spacious main living, dining and kitchen areas flow together with attractive luxury vinyl plank flooring, creating a bright and open gathering space! The completed updated kitchen here is the standout, saving you tens of thousands of dollars already $$$! Features include white shaker-style wood cabinetry, quartz countertops, a large center island with breakfast bar seating, stainless steel appliances, stainless farmhouse-style sink, stylish tile backsplash and plenty of cabinet and counter space! Other money saving improvements to this task include a NEWER 2024 INSTALLED HVAC SYSTEM! The home is connected to public water and features a monthly money saving private septic system! Existing shingle roof is 13 years old, and the electrical panel has already been updated (2012)! Outside, the oversized homesite offers plenty of room to create your own Florida retreat! A covered screened lanai overlooks the backyard, existing swimming pool and expansive pool deck, with mature tropical landscaping adding privacy and character! Full Disclosure - Renovation, repair and updating requirements include: the pool/pool deck, exterior stucco, driveway, and interior finishes. With an approximate ARV of mid-$300k to low $400k, this home has been priced accordingly, with hopes of a quick sale! But for the investor, renovator/owner-occupant ready to roll up their sleeves, there's a substantial amount of space and potential here to work with! Restore the existing features, complete the transformation and make this property shine again! WHO IS READY to turn a frog/turtle pond, a disappearing driveway, and some stucco delamination into a compelling real estate story?? All the ingredients are here! Just bring your imagination and unlock the possibilities!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,240

Sqft

0.38 ac

Lot size

2

Garage

1975

Year built

One

Levels

$102

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorLighting · Private Mailbox

Community & fees

Taxes (2025)$2,370/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,342
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$198
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,980Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,980
Interest rate6.00%
Loan term

Estimated payment

$1,801/mo

Principal & interest$1,342
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$198
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ruskin actives

$102 vs $182

Days on market

2 vs 56 typical

Where $102/sqft sits among the 295 Ruskin actives

68 · this home
118
43
24
16
26
$102–150$150–199$199–247$247–296$296–345$345+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33570 — neighborhood snapshot

Population

33,676

Median age

36.7

Median income

$69,048

Median home value

$255,400

Avg household

2.86

Households w/ children

4,421

For the school run

Hillsborough County School District

ElementaryRuskin Elementary School★★★★★
HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$315K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

157 of 295

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the RUSKIN 33570 median. See the full Ruskin market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $228,000 · 2 days on market since
1975Built · LITTLE MANATEE HEIGHTS-REPLAT

Reality check

What actually sold near 308 WENDI LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2415 CUMBERLAND CLIFF DRIVESold · Mar ’26

$399,900

2415 CUMBERLAND CLIFF DRIVE

4 bd · 3 ba · 2,254 sqft · $177/sqft · 9 DOM

2626 YUKON CLIFF DRIVESold · Jun ’26

$395,000

2626 YUKON CLIFF DRIVE

4 bd · 3 ba · 2,264 sqft · $174/sqft · 67 DOM

2434 DAKOTA ROCK DRIVESold · Jun ’26

$362,000

2434 DAKOTA ROCK DRIVE

4 bd · 3 ba · 2,264 sqft · $160/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 308 WENDI LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 308 WENDI LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

308 WENDI LANE FAQs

What would the monthly payment be for 308 WENDI LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 308 WENDI LANE?+

The most recent tax bill on record (2025) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 308 WENDI LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $228,000, this home is listed about 35% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.

Which schools are assigned to 308 WENDI LANE?+

Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the RUSKIN 33570 market on paper

$228,000 is 31% below the RUSKIN 33570 median of $329,900, and at $102/sqft it sits under the Ruskin average of $214.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Ruskin market that averages 56 — if it fits, move quickly.

Listing courtesy of 27NORTH REALTY · Robert King. MLS #TB8543041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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308 WENDI LANE, RUSKIN, FL — 3 Bed, 2 Bath — $228,000 | CENTURY 21 Edge