
308 WENDI LANE, RUSKIN, FL, 33570
Active2 days on marketListed Aug 27, 2026MLS #TB8543041
About this home
308 WENDI LANE
BRING YOUR VISION – RENOVATION OPPORTUNITY WITH TREMENDOUS POTENTIAL! The opportunity isn't in what what this home is today...It's in what 2,240sf, on .38 acre, in this flood zone X location, can become! Been searching for a property where the space, homesite and possibilities are already in place? Located in Little Manatee Heights, this 3-bedroom, 2-bath pool home offers impressive square footage, an attached 2-car side load garage, and a generous .38-acre homesite – all with NO HOA and NO CDD! Even better, the property is located in desirable FEMA Flood Zone X, outside the Special Flood Hazard Area, yet sits just an approximate 350 yards from the Little Manatee River! Step inside and you'll discover that part of the transformation has already begun! The spacious main living, dining and kitchen areas flow together with attractive luxury vinyl plank flooring, creating a bright and open gathering space! The completed updated kitchen here is the standout, saving you tens of thousands of dollars already $$$! Features include white shaker-style wood cabinetry, quartz countertops, a large center island with breakfast bar seating, stainless steel appliances, stainless farmhouse-style sink, stylish tile backsplash and plenty of cabinet and counter space! Other money saving improvements to this task include a NEWER 2024 INSTALLED HVAC SYSTEM! The home is connected to public water and features a monthly money saving private septic system! Existing shingle roof is 13 years old, and the electrical panel has already been updated (2012)! Outside, the oversized homesite offers plenty of room to create your own Florida retreat! A covered screened lanai overlooks the backyard, existing swimming pool and expansive pool deck, with mature tropical landscaping adding privacy and character! Full Disclosure - Renovation, repair and updating requirements include: the pool/pool deck, exterior stucco, driveway, and interior finishes. With an approximate ARV of mid-$300k to low $400k, this home has been priced accordingly, with hopes of a quick sale! But for the investor, renovator/owner-occupant ready to roll up their sleeves, there's a substantial amount of space and potential here to work with! Restore the existing features, complete the transformation and make this property shine again! WHO IS READY to turn a frog/turtle pond, a disappearing driveway, and some stucco delamination into a compelling real estate story?? All the ingredients are here! Just bring your imagination and unlock the possibilities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,240
Sqft
0.38 ac
Lot size
2
Garage
1975
Year built
One
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$102 vs $182
Days on market
2 vs 56 typical
Where $102/sqft sits among the 295 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
157 of 295
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 308 WENDI LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,900
2415 CUMBERLAND CLIFF DRIVE
4 bd · 3 ba · 2,254 sqft · $177/sqft · 9 DOM
Sold · Jun ’26$395,000
2626 YUKON CLIFF DRIVE
4 bd · 3 ba · 2,264 sqft · $174/sqft · 67 DOM
Sold · Jun ’26$362,000
2434 DAKOTA ROCK DRIVE
4 bd · 3 ba · 2,264 sqft · $160/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 308 WENDI LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 308 WENDI LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
308 WENDI LANE FAQs
What would the monthly payment be for 308 WENDI LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,801/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 308 WENDI LANE?+
The most recent tax bill on record (2025) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 308 WENDI LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $228,000, this home is listed about 35% below the Ruskin median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 308 WENDI LANE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$228,000 is 31% below the RUSKIN 33570 median of $329,900, and at $102/sqft it sits under the Ruskin average of $214.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Ruskin market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Robert King. MLS #TB8543041.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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