12614 LAKE VISTA DRIVE, GIBSONTON, FL, 33534
Active9 days on marketListed Sep 11, 2026MLS #TB8543146
About this home
12614 LAKE VISTA DRIVE
Welcome to 12614 Lake Vista!~~This large 4/2.5/2 is 2850 sq ft ~~REAL hardwood floors greet you as you enter the living room~~to the left is a flex space that could be an office or another bedroom~~there is a 1/2 bath and the laundry room along w/2 extra storage closets~~Enter into the great room/kitchen combo~~Kitchen has stainless appliances, granite counters, 2 yes 2 pantries~~dining area and family room~~french doors lead out to the fully fenced yard~~upstairs you will find a large loft and 4 bedrooms and hardwood floors~~the Master Suite is separate for privacy, it has a large en-suite that includes garden tub, separate shower and 2 large walk-in closets~~A large hall dual sink bathroom accommodates the other 3 bedrooms~~Brand New Roof 2025, 50 gallon Water Heater 2023, New Exterior Paint, Dual Zoned A/C system 2004/2016~~NO CDD and low $66 HOA~~This location is so convenient to I-75 and Hwy 41, tons of shopping and new hospital~~take advantage of this great family home today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,850
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.7%
$/sqft vs Gibsonton actives
$123 vs $179
Days on market
9 vs 25 typical
Where $123/sqft sits among the 49 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
27 of 49
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12614 LAKE VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$389,000
12937 BRIDLEFORD DRIVE · same community
4 bd · 2.5 ba · 2,825 sqft · $138/sqft · 185 DOM
Sold · Feb ’26$305,000
12936 BRIDLEFORD DRIVE · same community
3 bd · 2 ba · 1,874 sqft · $163/sqft · 105 DOM
Sold · Jul ’26$365,000
12502 LAKE VISTA DRIVE · same community
3 bd · 2.5 ba · 1,814 sqft · $201/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12614 LAKE VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12614 LAKE VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12614 LAKE VISTA DRIVE FAQs
What would the monthly payment be for 12614 LAKE VISTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,789/mo — principal and interest, the actual property-tax bill, the $66/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12614 LAKE VISTA DRIVE?+
The association fee works out to $66 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12614 LAKE VISTA DRIVE?+
The most recent tax bill on record (2025) was $4,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12614 LAKE VISTA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $349,900, this home is listed about 6% above the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12614 LAKE VISTA DRIVE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Kimberly Monday. MLS #TB8543146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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