
31840 SAPNA CHIME DRIVE, WESLEY CHAPEL, FL, 33545
Active22 days on marketListed Aug 29, 2026MLS #TB8543431
About this home
31840 SAPNA CHIME DRIVE
Virtually Staged. Hate it when vacations end? In this home, they don’t have to. You’ve got SANDY BEACHES and acres of CRYSTAL-CLEAR LAGOON right within your very own community. Welcome to Epperson, where RESORT-STYLE LIVING, GOLF-CART CRUISING, and everyday life come together in one of Wesley Chapel’s most recognizable communities. This PRISTINE 2024-built home feels virtually untouched, with NO WEAR AND TEAR and NOT A SINGLE NAIL punched into the walls. It gives you the look and feel of new construction without the wait, building process, or uncertainty. Inside, 2,589 square feet offers four bedrooms, three full baths, and a THOUGHTFULLY DESIGNED FLOOR PLAN. The OPEN-CONCEPT MAIN LEVEL connects the kitchen, dining area, and great room, creating an easy flow for everyday living and entertaining. The FIRST-FLOOR BEDROOM AND FULL BATH make this home especially appealing for MULTIGENERATIONAL LIVING, visiting guests, aging parents, or extended family, offering comfort and privacy while keeping everyone close. Upstairs, the SPACIOUS PRIMARY SUITE provides a PRIVATE RETREAT, while two additional bedrooms and a VERSATILE LOFT can flex into a home office, media space, play area, or second living space. Outside, the COVERED REAR PORCH with its panoramic screen, overlooks the backyard, and the 2-car garage provides convenient parking and storage. Then there’s the LIFESTYLE. Epperson’s 7.5-acre Crystal Lagoon offers crystal-clear blue water, sandy beaches, a SWIM-UP BAR, CABANAS, BOUNCE HOUSES, and EVENTS throughout the year. Add PLAYGROUNDS, miles of WALKING TRAILS, and a GOLF-CART-FRIENDLY COMMUNITY, and vacation starts to feel less like a getaway and more like everyday life. Shopping, dining, entertainment, and major roadways are all within easy reach. If you’re looking for the feel of a new home, the flexibility for the people you love, and a lifestyle that feels like vacation, this one deserves a closer look.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,601
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.3%
$/sqft vs Wesley Chapel actives
$188 vs $199
Days on market
22 vs 50 typical
Where $188/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $432K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
271 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 31840 SAPNA CHIME DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$630,000
9522 SEAGRASS PORT PASS · same community
5 bd · 4 ba · 3,531 sqft · $178/sqft · 0 DOM
Sold · Mar ’26$468,000
8367 ENDER HILLS DRIVE
5 bd · 3 ba · 2,605 sqft · $180/sqft · 16 DOM
Sold · Mar ’26$395,000
9176 FORGE BREEZE LOOP
5 bd · 3 ba · 2,447 sqft · $161/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 31840 SAPNA CHIME DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31840 SAPNA CHIME DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31840 SAPNA CHIME DRIVE FAQs
What would the monthly payment be for 31840 SAPNA CHIME DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,176/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31840 SAPNA CHIME DRIVE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31840 SAPNA CHIME DRIVE?+
The most recent tax bill on record (2025) was $9,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31840 SAPNA CHIME DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $490,000, this home is listed about 13% above the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31840 SAPNA CHIME DRIVE?+
Watergrass Elementary School (elementary), Thomas E. Weightman Middle School (middle), Wesley Chapel High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Anjali Gill. MLS #TB8543431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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