
18675 US HIGHWAY 19 N UNIT 311, CLEARWATER, FL, 33764
Active4 days on marketListed Sep 16, 2026MLS #TB8543437
About this home
18675 US HIGHWAY 19 N UNIT 311
Plenty of homes in Bay Aristocrat Village face the water, but this one sits right on it, with 40 feet of seawalled saltwater canal frontage, a wall of sliding glass doors, and a back deck where morning coffee turns into watching boats and wildlife idle past on their way out to Old Tampa Bay. For buyers searching for a waterfront 55+ community in Clearwater, this 2-bedroom, 2-bath double-wide delivers one-level living with the canal as your backyard. Inside, more than 1,000 heated square feet centers on a remodeled kitchen with white shaker cabinetry, a large workstation sink with a pull-down faucet, a gas range, and a newer dishwasher. The kitchen opens to a bright living room with ceiling fans and tile underfoot, then flows into an expansive Florida room where new sliding doors frame the canal from the dining table. The primary suite features its own private bath, new carpet, and windows on two walls, while the second bedroom gives guests, a craft room, or a home office a comfortable place to land. Outside, the open deck and covered gazebo dining area look across a lawn that runs down to the seawall, and an extended carport and storage shed keep cars, bikes, and fishing gear handled. The big-ticket items are already done, including newer windows, roof, and siding, new ductwork, a new vapor barrier with improved insulation, both main electrical service lines replaced with additional electrical upgrades beneath the home, and termite tenting in 2021 backed by a 10-year warranty. The home is offered furnished, so you can settle in as soon as you have the keys. Bay Aristocrat Village is a gated, resident-owned co-op, so the purchase price includes your share of the community and there is no lot rent. The $360 monthly fee covers water, sewer, trash, and grounds maintenance, along with a waterfront heated pool and spa, a clubhouse with a full social calendar, shuffleboard, two fishing piers on Tampa Bay, and a community boat ramp. One indoor cat is permitted, with emotional support animals subject to association approval. Tucked just off US-19, this Pinellas County retirement community keeps Morton Plant Hospital, Countryside shopping, downtown Safety Harbor, and Clearwater Beach within an easy drive, with St. Pete-Clearwater International Airport about 15 minutes away and Tampa International about 20. Set the table in the Florida room, slide the doors open, and let the canal set the pace.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,036
Sqft
50.51 ac
Lot size
1967
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,223 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,223/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$222 vs $224
Days on market
4 vs 53 typical
Where $222/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Aristocrat Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Bay Aristocrat Village — neighborhood snapshot
Population
896
Median age
56
Median income
$67,297
Median home value
$209,817
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 18675 US HIGHWAY 19 N UNIT 311
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$230,000
18675 US HIGHWAY 19 N UNIT 319 · same community
2 bd · 2 ba · 1,008 sqft · $228/sqft · 78 DOM
Sold · Oct ’25$175,000
18675 US HIGHWAY 19 N UNIT 488 · same community
2 bd · 2 ba · 960 sqft · $182/sqft · 182 DOM
Sold · Apr ’26$69,900
18675 US HIGHWAY 19 N UNIT 478 · same community
2 bd · 1.5 ba · 936 sqft · $75/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18675 US HIGHWAY 19 N UNIT 311 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18675 US HIGHWAY 19 N UNIT 311 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18675 US HIGHWAY 19 N UNIT 311 FAQs
What would the monthly payment be for 18675 US HIGHWAY 19 N UNIT 311?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,223/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18675 US HIGHWAY 19 N UNIT 311?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18675 US HIGHWAY 19 N UNIT 311?+
The most recent tax bill on record (2025) was $2,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18675 US HIGHWAY 19 N UNIT 311?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $230,000, this home is listed about 18% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18675 US HIGHWAY 19 N UNIT 311?+
Oak Grove Middle School (middle), Belcher Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$230,000 runs 12% above the CLEARWATER 33764 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Clearwater market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Chase Walseth. MLS #TB8543437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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