CENTURY 21 Edge
$7,250,0005 bd5.5 ba5,958 sqft$1,217 /sqft$46,932 /mo all-in ↓

5215 W NEPTUNE WAY, TAMPA, FL, 33609

Active11 days on marketListed Sep 9, 2026MLS #TB8543506

WaterfrontPrivate poolSingle Family ResidenceBEACH PARK

About this home

5215 W NEPTUNE WAY

Welcome to a rare waterfront opportunity at the coveted end of West Neptune Way in Beach Park—a Steven Anthony Luxury Homes showcase offering sophisticated design, abundant storage, and resort-style outdoor living. This stunning 5-bedroom, 5.5-bathroom pool and spa home also features a dedicated office, expansive bonus/media room, and covered lanais under roof on both floors, creating exceptional indoor-outdoor living. Thoughtfully positioned to capture western-facing views, the home offers spectacular sunsets over the Tampa skyline and water. Set along one of Tampa’s most desirable waterfront stretches, the home enjoys exceptional street presence with no overhead power lines, attractive street lighting, and beautiful curb appeal. Inside, a thoughtfully designed floor plan features soaring 12-foot ceilings, generous living spaces, and elevated finishes throughout. The chef’s kitchen is equipped with Wolf appliances, Wellborn cabinetry, an oversized walk-in pantry, and separate butler’s pantry, making it ideal for everyday living and entertaining. In the family room, a dramatic floor-to-ceiling tiled wall with a natural gas fireplace and integrated LED lighting creates a striking focal point. Built-in speakers throughout the interior and outdoor living areas enhance the home’s entertaining capabilities. A private first-floor guest suite features an en-suite bath, built-ins, and separate exterior entrance—ideal for overnight guests or extended stays. A dedicated office offers extensive built-in shelving, while a powder bath and laundry rooms on both floors add convenience. Upstairs, additional en-suite bedrooms provide privacy and flexibility, while the impressive bonus/media room features a dry bar and direct access to the second-floor covered lanai. The spacious primary suite is a retreat of its own and includes a private dry bar. An elevator shaft is in place for the option of a future elevator. Storage has been exceptionally well considered throughout. The air-conditioned garage features floor-to-ceiling built-in cabinetry and space for multiple vehicles, including a LiftMaster setup. Additional conveniences include three HVAC systems installed in 2020, two tankless water heaters, a Kinetico water system with purified drinking water, full irrigation, and an owned 22kW Generac whole-house generator. Outside, the home transforms into a private waterfront retreat designed for year-round Florida living. Covered lanais on both floors provide shaded outdoor living overlooking the water, pool, and spa, with the western orientation creating an incredible backdrop as the sun sets over the Tampa skyline. Low-maintenance turf surrounds the pool and spa, complemented by full LED pool lighting, while a gas fireplace creates an inviting gathering space. The fully equipped outdoor kitchen features an Alfresco grill with smoker and side burner, along with a dry bar and extended cabinetry. Landscape lighting throughout the trees creates a beautiful setting after sunset, while pet-friendly gates and fencing add functionality. For days on the water, the custom dock is designed for boating and watersports, with dock and underwater lighting, a covered boat lift, custom steps for easy boat access, and dedicated kayak and paddleboard storage. From sunset gatherings and poolside entertaining to effortless water access, this exceptional Beach Park residence delivers an extraordinary waterfront lifestyle in one of Tampa’s most sought-after settings.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,958

Sqft

0.26 ac

Lot size

3

Garage

2020

Year built

Two

Levels

$1,217

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Purifier
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sliding Doors

Community & fees

Taxes (2025)$59,189/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$46,932 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$39,121
PMI (est., until 20% equity)$2,719
Property tax — 2025 actual bill$4,932
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $725,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $725,000
Interest rate6.00%
Loan term

Estimated payment

$46,932/mo

Principal & interest$39,121
PMI (est., until 20% equity)$2,719
Property taxes (actual bill)$4,932
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BEACH PARK

$1,217 vs $563

Days on market

11 vs 43 typical

Where $1,217/sqft sits among the 17 homes for sale in BEACH PARK

7
5
3
1
1
0 · this home
$340–486$486–632$632–778$778–924$924–1071$1071+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beach Park

Drive times from this address

Downtown Tampa11 min
Tampa Int’l Airport (TPA)12 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Beach Park — neighborhood snapshot

Population

4,628

Median age

45

Median income

$161,727

Median home value

$846,281

Avg household

2

Households w/ children

528

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryMabry Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

11 of 17

BEACH PARK have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1368% above the TAMPA 33609 median. See the full Tampa market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $7,250,000 · 11 days on market since
2020Built · BEACH PARK

Reality check

What actually sold near 5215 W NEPTUNE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5004 S THE RIVIERASold · Oct ’25

$5,590,000

5004 S THE RIVIERA · same community

5 bd · 6.5 ba · 5,887 sqft · $950/sqft · 175 DOM

4536 W SWANN AVENUESold · Mar ’26

$3,700,000

4536 W SWANN AVENUE · same community

5 bd · 6.5 ba · 5,804 sqft · $637/sqft · 20 DOM

405 S SHORE CREST DRIVESold · Feb ’26

$2,275,000

405 S SHORE CREST DRIVE · same community

7 bd · 7 ba · 6,257 sqft · $364/sqft · 240 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 5215 W NEPTUNE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5215 W NEPTUNE WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5215 W NEPTUNE WAY FAQs

What would the monthly payment be for 5215 W NEPTUNE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $46,932/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5215 W NEPTUNE WAY?+

The most recent tax bill on record (2025) was $59,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $7,250,000, this home is listed about 1515% above the Tampa median of $449,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5215 W NEPTUNE WAY?+

Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$7,250,000 runs 1368% above the TAMPA 33609 median — but at 5,958 sqft it's also nearly 4 times the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of BELL HENDERSON REAL ESTATE · Robbie Henderson, III. MLS #TB8543506.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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