CENTURY 21 Edge
$469,9003 bd2 ba1,800 sqft$261 /sqft$3,283 /mo all-in ↓

3624 S SUSAN POINT, INVERNESS, FL, 34452

Active17 days on marketListed Sep 3, 2026MLS #TB8543751

Private poolSingle Family ResidenceINVERNESS HIGHLANDS WEST ADD 01

About this home

3624 S SUSAN POINT

Looking for space, privacy, and a property you can truly make your own? Welcome to 3624 S Susan Point, a beautifully maintained 3-bedroom, 2-bath block home situated on a rare 3.86-acre lot in Inverness. Offering approximately 1,800 heated square feet, an attached 2-car garage, and a functional split-bedroom floor plan, this clean and comfortable home provides an incredible foundation to move right in or update over time to suit your personal style. Inside, you’ll find spacious bedrooms with generous closet storage, a primary bedroom with a walk-in closet, and a welcoming semi-open kitchen and living area anchored by a cozy fireplace. The interior retains its classic character and has been kept exceptionally clean, functional, and well cared for. Outside is where this property truly shines. Step into your own private Florida retreat featuring a fiberglass pool surrounded by an expansive screened enclosure with a large covered patio and spacious pool deck offering plenty of room for outdoor dining, entertaining, lounging, and enjoying the Florida lifestyle year-round. Beyond the pool, nearly four acres provide an incredible sense of space and privacy. The property directly backs to an approximately 161-acre privately owned vacant agricultural tract, creating exceptional rear privacy and peaceful views where deer, turkeys, and other native Florida wildlife may occasionally be spotted along the tree line. For those looking for more than a standard backyard, the acreage also features a functional pole barn with two horse stalls and a tack room, plus a covered RV carport complete with water and electric hookups. Many major improvements have already been taken care of, including a complete HVAC replacement in 2023, septic drain field replacement approximately four years ago, whole-house water softener approximately four years old, and pool pump approximately two years old. The fiberglass pool was resurfaced approximately five years ago, the pool enclosure was re screened within approximately the last seven years, and the home also features a full gutter system and irrigation. Whether your vision is to preserve its classic charm, make cosmetic updates over time, or transform the property to match your own style, 3624 S Susan Point offers the space, privacy, functionality, and versatility to make it happen. With 3.86 acres, a private screened pool, expansive outdoor living space, RV accommodations, pole barn, and valuable improvements already completed, opportunities like this are hard to find!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,800

Sqft

3.86 ac

Lot size

2

Garage

1985

Year built

One

Levels

$261

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Trash Compactor · Washer · Water Softener
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Oversized · RV Carport · RV Parking
ExteriorIrrigation System · Lighting · Private Mailbox · RV Hookup

Community & fees

Taxes (2025)$1,785/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,283 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$149
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,283/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$149
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$270KedgeAI estimate $315,688 · range $282K$401K$489K

vs edgeAI estimate

+48.8%

$/sqft vs Inverness actives

$261 vs $182

Days on market

17 vs 43 typical

Where $261/sqft sits among the 189 Inverness actives

34
65
54
13 · this home
10
13
$103–144$144–186$186–227$227–268$268–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Get to know Inverness. See the full Inverness guide →

INVERNESS 34452 — neighborhood snapshot

Population

13,729

Median age

46.8

Median income

$58,199

Median home value

$207,200

Avg household

2.35

Households w/ children

1,419

For the school run

Citrus County School District

ElementaryInverness Primary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$235K$245K

Inverness median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

101 of 189

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 169% above the INVERNESS 34452 median. See the full Inverness market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $469,900 · 17 days on market since
1985Built · INVERNESS HIGHLANDS WEST ADD 01

Reality check

What actually sold near 3624 S SUSAN POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5664 S CONCORD TERRACESold · Dec ’25

$280,000

5664 S CONCORD TERRACE · same community

3 bd · 2 ba · 1,799 sqft · $156/sqft · 7 DOM

5700 S CALGARY TERRACESold · Aug ’26

$278,000

5700 S CALGARY TERRACE · same community

3 bd · 2 ba · 1,837 sqft · $151/sqft · 298 DOM

5414 S BRISTOL TERRACESold · May ’26

$345,000

5414 S BRISTOL TERRACE · same community

3 bd · 2.5 ba · 1,866 sqft · $185/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3624 S SUSAN POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3624 S SUSAN POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3624 S SUSAN POINT FAQs

What would the monthly payment be for 3624 S SUSAN POINT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3624 S SUSAN POINT?+

The most recent tax bill on record (2025) was $1,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3624 S SUSAN POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $469,900, this home is listed about 84% above the Inverness median of $255,250. The market section on this page shows how the area is trending.

Which schools are assigned to 3624 S SUSAN POINT?+

Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Britany Falgione. MLS #TB8543751.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Inverness homes, in your inbox

Like 3624 S SUSAN POINT but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Kamilla to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 21, 2026 at 2:26 AM UTC. The listing information on this page last changed on September 21, 2026 at 2:26 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 21, 2026 at 2:26 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 21, 2026 at 2:26 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.