28591 COZY CREEK DRIVE, WESLEY CHAPEL, FL, 33543
Active19 days on marketListed Sep 2, 2026MLS #TB8543852
About this home
28591 COZY CREEK DRIVE
Welcome to 28591 Cozy Creek Dr, a beautifully upgraded 4-bedroom, 3.5-bathroom David Weekley home located in the desirable Persimmon Park community of Wesley Chapel. Thoughtfully designed with stylish finishes and a versatile two-story floor plan, this meticulously maintained residence offers the perfect combination of comfort, functionality, and modern Florida living. Step inside to soaring volume ceilings, upgraded light fixtures, and ceramic tile throughout the main living areas. At the heart of the home, the beautifully appointed kitchen features 42-inch white shaker cabinetry, quartz countertops, stainless steel appliances, and an oversized center island offering abundant space for meal preparation, casual dining, and entertaining. The kitchen flows seamlessly into the main living area, while expansive sliding glass doors open to the outdoor living space, creating an effortless indoor-outdoor connection. The first-floor primary suite provides a private retreat with a spacious bedroom, large walk-in closet, and well-appointed ensuite bathroom featuring a gray dual-sink vanity with upgraded fixtures, soaking tub, and separate step-in shower. Also on the main level are a formal dining room, convenient half bathroom, and separate flex space ideal for a home office, playroom, study, or additional living area. Upstairs, a spacious bonus room provides another flexible gathering space, accompanied by three generously sized bedrooms and two additional full bathrooms—an ideal layout for family members, guests, or multi-generational living. Persimmon Park offers desirable community amenities including a resort-style swimming pool and playground. Ideally situated in the heart of Wesley Chapel, the home provides convenient access to highly rated schools, I-275, Tampa Premium Outlets, The Shops at Wiregrass, Whole Foods Market, Life Time, Wiregrass Ranch Sports Campus, AdventHealth, BayCare Hospital, Orlando Health Wiregrass Ranch Hospital, Cooper's Hawk Winery & Restaurant, and the exciting future Downtown Wesley Chapel development. With its upgraded finishes, flexible living spaces, and outstanding location, this exceptional home is ready to enjoy.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,798
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,682 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,682/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
$/sqft vs Wesley Chapel actives
$193 vs $199
Days on market
19 vs 50 typical
Where $193/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33543 — neighborhood snapshot
Population
37,473
Median age
38.9
Median income
$107,565
Median home value
$365,000
Avg household
2.87
Households w/ children
5,177
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $432K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
271 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 28591 COZY CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$645,990
3289 GUANABANA CROSSING
4 bd · 2.5 ba · 2,800 sqft · $231/sqft · 0 DOM
Sold · Jun ’26$561,640
3347 YELLOW CASSIA DRIVE
4 bd · 2.5 ba · 2,805 sqft · $200/sqft · 25 DOM
Sold · Aug ’26$576,990
3429 YELLOW CASSIA DRIVE
4 bd · 2.5 ba · 2,805 sqft · $206/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 28591 COZY CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28591 COZY CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
28591 COZY CREEK DRIVE FAQs
What would the monthly payment be for 28591 COZY CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,682/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 28591 COZY CREEK DRIVE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 28591 COZY CREEK DRIVE?+
The most recent tax bill on record (2025) was $11,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28591 COZY CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $539,000, this home is listed about 24% above the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 28591 COZY CREEK DRIVE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERVICE NEAR REALTY · Lei Cheng. MLS #TB8543852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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