CENTURY 21 Edge
$1,549,900$1,599,9005 bd3.5 ba4,000 sqft$387 /sqft$10,330 /mo all-in ↓

4626 RUE BORDEAUX DRIVE, LUTZ, FL, 33558

Active10 days on marketListed Sep 11, 2026MLS #TB8543879

Reduced $50KPrivate poolSingle Family ResidenceCHEVAL

About this home

4626 RUE BORDEAUX DRIVE

This fully reimagined, custom Reites-Fernandez estate is located on a premier street in Cheval East, Tampa Bay's exclusive, premier guard-gated community. Offering an unparalleled blend of modern sophistication and high-end design, this commanding residence stands out as a rare, collector-grade property priced below comparable area comps. The interior showcases dramatic high ceilings, designer lighting fixtures, and wide-plank luxury hardwood flooring throughout. At the heart of the home is a chef’s showpiece kitchen, fully reimagined with quartz countertops, a premium 48” gas range, and professional-grade appliances. The seamless flow connects a formal dining room, a sophisticated living room anchored by an OptiMyst water vapor fireplace, and an executive home office complete with custom built-ins. Functioning as its own private wing, the primary suite features a spa-inspired bath and an expansive walk-in closet. All bathrooms have been completely renovated with upscale designer finishes, new plumbing fixtures, and all-new toilets to ensure a consistent, hotel-level aesthetic. Situated on a generous, tree-lined lot with sweeping pond views, the outdoor oasis features a sparkling pool, expansive entertaining patios, and a serene, private wooded backdrop. Beyond the gates, residents enjoy access to premier local schools—including top-performing, A-rated options like McKitrick Elementary, Martinez Middle, and Steinbrenner High School. The resort-style community amenities include The Club at Cheval, featuring a championship 18-hole golf course, 9 lighted Har-Tru tennis courts, a state-of-the-art fitness center, and a modern clubhouse tavern, with the renowned TPC Tampa Bay golf course bordering the neighborhood. Combining luxury living with an exclusive, secure address, this masterfully updated home is ready for its next owner. Schedule your private tour today

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

4,000

Sqft

0.5 ac

Lot size

3

Garage

1999

Year built

One

Levels

$387

Per sqft

Private poolFireplaceTrees/Woods & Water view

Inside

FlooringCeramic Tile · Tile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorIrrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$280/mo
Taxes (2024)$11,351/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Natural Gas Available · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,330 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,363
PMI (est., until 20% equity)$581
Property tax — 2024 actual bill$946
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $154,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $154,990
Interest rate6.00%
Loan term

Estimated payment

$10,330/mo

Principal & interest$8,363
PMI (est., until 20% equity)$581
Property taxes (actual bill)$946
HOA / condo fee$280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$883KedgeAI estimate $1,273,747 · range $920K$1.7M$1.8M

vs edgeAI estimate

+21.7%

$/sqft vs Lutz actives

$387 vs $243

Days on market

10 vs 48 typical

Where $387/sqft sits among the 268 Lutz actives

79
74
57
24
10
24 · this home
$174–212$212–251$251–290$290–328$328–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Pasco County School District

HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$541K$528K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

162 of 268

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 288% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,549,900 $50K
Sep 11, 2026Listed at $1,599,900 · 10 days on market since
1999Built · CHEVAL

Reality check

What actually sold near 4626 RUE BORDEAUX DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4121 HIGHLAND PARK CIRCLESold · Apr ’26

$1,680,000

4121 HIGHLAND PARK CIRCLE · same community

5 bd · 4.5 ba · 4,157 sqft · $404/sqft · 345 DOM

18810 PLACE ANTIBESSold · May ’26

$706,000

18810 PLACE ANTIBES · same community

5 bd · 3.5 ba · 3,251 sqft · $217/sqft · 116 DOM

5562 AVENUE DU SOLEILSold · Aug ’26

$825,000

5562 AVENUE DU SOLEIL · same community

4 bd · 4 ba · 2,898 sqft · $285/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4626 RUE BORDEAUX DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4626 RUE BORDEAUX DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4626 RUE BORDEAUX DRIVE FAQs

What would the monthly payment be for 4626 RUE BORDEAUX DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,330/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4626 RUE BORDEAUX DRIVE?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4626 RUE BORDEAUX DRIVE?+

The most recent tax bill on record (2024) was $11,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4626 RUE BORDEAUX DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $1,549,900, this home is listed about 226% above the Lutz median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4626 RUE BORDEAUX DRIVE?+

Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,549,900 runs 288% above the LUTZ 33558 median — but at 4,000 sqft it's also nearly twice the size of the typical Lutz listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,599,900, now $1,549,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Amy Hauser, MBA. MLS #TB8543879.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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