128 S 7TH ST, HAINES CITY, FL, 33844
Active12 days on marketListed Sep 8, 2026MLS #TB8543923
Come see it
Upcoming open house
Sun, Sep 20
11:00 AM – 1:00 PM
About this home
128 S 7TH ST
Your Florida lifestyle starts here! This inviting 3-bedroom, 2-bath home in Haines City offers a comfortable layout, flexible spaces, and the kind of backyard that makes staying home feel like a getaway. The kitchen is equipped with stainless steel appliances and opens to the home’s living spaces, while a bonus room gives you the freedom to create a home office, playroom, hobby space, or whatever fits your needs. Step outside and discover your own private retreat. The fenced backyard provides a great setting for gatherings, pets, relaxing, and outdoor fun, with a private pool ready for sunny Florida days and weekend entertaining. Conveniently located near schools, shopping, and everyday essentials, this home puts you close to what you need while offering a space to unwind at the end of the day. Whether you're a first-time buyer, growing household, or looking for a Florida getaway, this property is ready for you to make it your own. Come see it for yourself and imagine your next chapter here! Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,107
Sqft
0.27 ac
Lot size
1
Garage
1959
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,709 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,709/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.8%
$/sqft vs Haines City actives
$325 vs $174
Days on market
12 vs 46 typical
Where $325/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $309K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
222 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 128 S 7TH ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$199,000
107 S 1ST STREET · same community
3 bd · 1 ba · 1,140 sqft · $175/sqft · 71 DOM
Sold · Sep ’26$250,000
40 ASH STREET · same community
3 bd · 2 ba · 1,200 sqft · $208/sqft · 17 DOM
Sold · Jan ’26$200,000
314 N RAILROAD AVE · same community
3 bd · 1 ba · 1,000 sqft · $200/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 128 S 7TH ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 S 7TH ST — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
128 S 7TH ST FAQs
What would the monthly payment be for 128 S 7TH ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 S 7TH ST?+
The most recent tax bill on record (2025) was $3,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 128 S 7TH ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $360,000, this home is listed about 15% above the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 128 S 7TH ST?+
Ridge Community High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Celina Gomez. MLS #TB8543923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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