5466 GREYSTON STREET, PALM HARBOR, FL, 34685
Active1 days on marketListed Sep 2, 2026MLS #TB8544015
Come see it
Upcoming open house
Sun, Sep 6
1:00 PM – 4:00 PM
5466 Greyston St Website link: https://order.raysmp.com/5466-Greyston-St
About this home
5466 GREYSTON STREET
Pond-View Villa with Courtyard Pool | 2017 Tile Roof | Gated Chattam Landing Welcome to your serene pond-view retreat in gated Chattam Landing, a quiet 90-home villa community within Ridgemoor. The gated entrance adds an extra layer of security and peace of mind. This 3-bedroom, 2-bath, 2-car garage home offers 1,614 sq ft of heated living space designed for easy Florida living and effortless entertaining. An open floor plan flows from the living areas to a breakfast bar and French doors that open to the lanai. New ceramic wood style tile flooring creates a clean, continuous feel throughout. A wood-burning fireplace adds warmth and character, while the courtyard-style pool and screened outdoor living space turn everyday evenings into a private escape. Enjoy morning coffee to the sounds of nature and pond views that make the home feel like a true oasis. Peace of mind is built in: a concrete tile roof (2017), AC (2018), and block construction. The home is in Flood Zone X, so flood insurance is not required. The tile roof is part of the community’s well-kept standard, and the HOA handles weekly watering and yard maintenance along with trash removal—so the grounds stay beautiful without the weekend chores. Residents also enjoy Ridgemoor amenities including pickleball, tennis courts, a playground, and walking and bike trails through a tranquil, forested setting with frequent wildlife sightings. An attached 2-car garage and pond-view setting complete this rare mix of privacy, convenience, and low-maintenance living. Close to top Pinellas schools, shopping, dining, John Chesnut Sr. Park on Lake Tarpon, and a short drive to the Gulf beaches. Come see why this villa feels like a retreat from the hustle—and a place you will want to stay.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,614
Sqft
0.13 ac
Lot size
2
Garage
1988
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.1%
$/sqft vs Palm Harbor actives
$309 vs $255
Days on market
1 vs 52 typical
Where $309/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
228 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 5466 GREYSTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$580,000
3654 DARSTON STREET · same community
3 bd · 2 ba · 1,634 sqft · $355/sqft · 13 DOM
Sold · Aug ’26$560,000
5450 GREYSTON STREET · same community
3 bd · 2 ba · 1,572 sqft · $356/sqft · 22 DOM
Sold · Oct ’25$440,000
3724 DARSTON STREET · same community
3 bd · 2 ba · 1,722 sqft · $256/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5466 GREYSTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5466 GREYSTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5466 GREYSTON STREET FAQs
What would the monthly payment be for 5466 GREYSTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,766/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5466 GREYSTON STREET?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5466 GREYSTON STREET?+
The most recent tax bill on record (2025) was $2,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5466 GREYSTON STREET?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $499,400, this home is listed about 32% above the Palm Harbor median of $377,495. The market section on this page shows how the area is trending.
Which schools are assigned to 5466 GREYSTON STREET?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,400 runs 50% above the PALM HARBOR 34685 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 52 — if it fits, move quickly.
04Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Bridget Breland. MLS #TB8544015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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