12942 UTOPIA GARDENS WAY, RIVERVIEW, FL, 33579
Active43 days on marketListed Aug 31, 2026MLS #TB8544073
About this home
12942 UTOPIA GARDENS WAY
Welcome to one of Summerfield’s most sought after townhome communities. This beautifully updated home with new BRAND NEW LVP flooring offers peace of mind, privacy, and a lifestyle packed with amenities — all with no rear neighbors. Located in the quiet, well-kept Summerfield Crossings community, this townhome comes with no CDD and an HOA that truly delivers value. Your monthly fee includes water, lawn care, and community maintenance. You’ll also enjoy access to nearby amenities: two pools, a fitness center, pickleball, indoor and outdoor basketball courts, volleyball, a newly remodeled dog park, playground, and a brand-new splash pad opening this year — plus community security. A new county park will be opening soon. This block home features 3 bedrooms, 2.5 baths, and a versatile bonus loft. As well as a one car garage. The spacious primary suite offers a walk-in closet and an en-suite bathroom with double sinks. The second and third bedrooms share their own full bath. Large windows fill the home with natural light with hurricane shutters included. The kitchen features wood cabinetry and open floor plan. A screened-in lanai offers you the perfect outlet for a quiet evening. Easy access to MacDill AFB, downtown Tampa, Brandon, Bradenton, and Sarasota. This townhome is a must see.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,668
Sqft
0.04 ac
Lot size
1
Garage
2017
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Riverview actives
$1 vs $181
Days on market
43 vs 65 typical
Where $1/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $362K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
248 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12942 UTOPIA GARDENS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$252,000
12911 DREAM CATCHER WAY · same community
3 bd · 2.5 ba · 1,668 sqft · $151/sqft · 64 DOM
Sold · Jan ’26$250,000
12925 DREAM CATCHER WAY · same community
3 bd · 2.5 ba · 1,668 sqft · $150/sqft · 102 DOM
Sold · Aug ’26$225,000
12909 DREAM CATCHER WAY · same community
3 bd · 2.5 ba · 1,668 sqft · $135/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12942 UTOPIA GARDENS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12942 UTOPIA GARDENS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12942 UTOPIA GARDENS WAY FAQs
What would the monthly payment be for 12942 UTOPIA GARDENS WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12942 UTOPIA GARDENS WAY?+
The listing reports pets: Breed Restrictions, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $1,995, this home is listed about 99% below the Riverview median of $378,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12942 UTOPIA GARDENS WAY?+
Summerfield Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEYS TO THE BAY REAL ESTATE · Katrina DeMorato. MLS #TB8544073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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