CENTURY 21 Edge
$599,0002 bd3 ba2,205 sqft$272 /sqft≈$5,393 /mo all-in ↓

120 1ST STREET E UNIT 108, TIERRA VERDE, FL, 33715

Active41 days on marketListed Sep 1, 2026MLS #TB8544353

TownhouseVILLAGE AT TIERRA VERDE CONDO

About this home

120 1ST STREET E UNIT 108

BEAUTIFULLY UPDATED, WATER VIEWS, SUNSET BALCONIES & MORE SPACE THAN YOU EXPECT!This move-in-ready townhome combines timeless updates, wonderful natural light and flexible living space with the easy lifestyle of a guarded waterfront community. Two bedrooms PLUS an office PLUS TWO additional bonus spaces give you plenty of room to work, play, create, exercise or simply enjoy the extra storage. Step inside, where a beautifully updated staircase leads to the elevated main living level and great water and pool views. Extra side windows fill the space with natural light, while the living and dining areas flow comfortably together with luxury vinyl plank flooring and a wood-burning fireplace adding warmth and character. The refreshed kitchen feels bright and timeless with crisp white cabinetry, elegant countertops, updated appliances and a center island with additional seating. A dedicated office is conveniently tucked just off the kitchen. And the water is never far from view—enjoy it while relaxing in the living room, standing at the kitchen sink or waking up in your primary suite. Upstairs, the spacious primary suite features high ceilings, water views and its own private balcony with direct sunset views—a little magic at the end of every day. The second bedroom is privately positioned on the opposite side and also enjoys partial water views. Continue to the top level and you’ll find an additional flexible bonus space ready to adapt to your lifestyle. There’s even more on the garage level, with a private garage plus a second bonus room offering direct exterior access—perfect for hobbies, fitness, a workshop or all your Florida gear. The location within the community is just right—close to the pool without being directly in front of it, with plenty of guest parking nearby. Small pets are welcome. And the lifestyle is a big part of the value here. Enjoy 24/7 guarded entry, **three pools**, tennis courts, poolside grills, a clubhouse with fitness center and library, on-site HOA management and beautifully maintained grounds. It’s easy, comfortable waterfront-community living with so much right at your fingertips. This townhome does not include a boat slip; ask about potential lease opportunities within the community. For boat owners, two high-and-dry marinas are also conveniently located nearby, giving you even more options to enjoy the boating lifestyle Tierra Verde is known for. **Great updates. Water views. Sunset balconies. Extra space. Fantastic amenities. Simply move in and enjoy.**

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

2,205

Sqft

8.53 ac

Lot size

2

Garage

1982

Year built

Three Or More

Levels

$272

Per sqft

FireplacePets allowed

Inside

FlooringVinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Range · Range Hood · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionWood Frame
FoundationSlab
FacesEast
ParkingCovered · Driveway
ExteriorBalcony · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$1,768/mo
Taxes (2025)$94/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Deed Restrictions · Fitness Center · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,393 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$8
HOA fee — from the listing$1,768
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$5,393/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$8
HOA / condo fee$1,768
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$567KedgeAI estimate $655,872 · range $590K–$721K$750K

vs edgeAI estimate

−8.7%

$/sqft vs VILLAGE AT TIERRA VERDE CONDO

$272 vs $379

Days on market

41 vs 113 typical

Where $272/sqft sits among the 8 homes for sale in VILLAGE AT TIERRA VERDE CONDO

0 · this home
1
3
1
1
2
$272–302$302–331$331–361$361–391$391–421$421+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer — 10.9 months of inventoryBuyer’s market

$986K → $1.0M

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

6 of 8

VILLAGE AT TIERRA VERDE CONDO have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $599,000 · 41 days on market since
1982Built · VILLAGE AT TIERRA VERDE CONDO

Reality check

What actually sold near 120 1ST STREET E UNIT 108

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

121 1ST STREET E UNIT 109Sold · Mar ’26

$789,000

121 1ST STREET E UNIT 109 · same community

3 bd · 3.5 ba · 1,755 sqft · $450/sqft · 32 DOM

120 1ST STREET E UNIT 109Sold · Feb ’26

$670,000

120 1ST STREET E UNIT 109 · same community

2 bd · 2.5 ba · 1,676 sqft · $400/sqft · 201 DOM

115 1ST STREET E UNIT 103Sold · Nov ’25

$455,000

115 1ST STREET E UNIT 103 · same community

2 bd · 2.5 ba · 1,500 sqft · $303/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 120 1ST STREET E UNIT 108 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 120 1ST STREET E UNIT 108 — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

120 1ST STREET E UNIT 108 FAQs

What would the monthly payment be for 120 1ST STREET E UNIT 108?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,393/mo — principal and interest, the actual property-tax bill, the $1,768/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 120 1ST STREET E UNIT 108?+

The association fee works out to $1,768 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 120 1ST STREET E UNIT 108?+

The most recent tax bill on record (2025) was $94. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 120 1ST STREET E UNIT 108?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $599,000, this home is listed about 35% below the Tierra Verde median of $919,500. The market section on this page shows how the area is trending.

Which schools are assigned to 120 1ST STREET E UNIT 108?+

Gulfport Montessori Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP · Blanka Prusova White. MLS #TB8544353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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