879 S TERRACE DRIVE, EAGLE LAKE, FL, 33839
Active41 days on marketListed Sep 1, 2026MLS #TB8544409
About this home
879 S TERRACE DRIVE
Lakefront living in the heart of Central Florida! This comfortably furnished 4-bedroom, 2-bath home is located directly on scenic Eagle Lake, just outside the charming and quaint town of Winter Haven. Offering the perfect combination of relaxation, recreation, and convenience, this property is an ideal opportunity for those looking for a seasonal furnished lakefront lease. Enjoy stunning sunsets and peaceful lake views from the new covered dock, complete with comfortable seating and a boat lift. Eagle Lake also offers a convenient county boat ramp, making it easy to enjoy skiing, boating, fishing and all the outdoor activities the lake has to offer. The spacious home comfortably accommodates family and guests with a variety of sleeping arrangements. Bedroom 1 and Bedroom 2 each feature a king-size bed. Bedroom 3 offers a full-size bed, twin bed, and an additional twin mattress stored beneath the twin. Bedroom 4 includes a queen bed, twin bed, and twin bunk beds. The sitting-area sofa also folds out into an additional bed. Designed for gathering and enjoying time together, the home features a pool table, dart board, games, and books for guests to enjoy. There is intentionally only one television in the home, creating an atmosphere focused more on relaxing, spending time together, and enjoying the beautiful Florida surroundings. The Eagle Lake/Winter Haven area provides an excellent central Florida location for exploring some of the state's most popular destinations. LEGOLAND® Florida is approximately 15 minutes away, Disney approximately 1 hour, Tampa approximately 1 hour, Clearwater approximately 1.5 hours, Cocoa Beach approximately 2 hours, St. Augustine approximately 3 hours 15 minutes, and Miami approximately 4 hours. After a day of exploring, return home to unwind by the lake, enjoy a spectacular Florida sunset, or simply slow down and experience a little slice of Old Florida. Come enjoy lakefront living, beautiful sunsets, and the relaxed charm of Winter Haven — all from this inviting furnished home on Eagle Lake.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
3,144
Sqft
0.65 ac
Lot size
1
Garage
1959
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Eagle Lake actives
$1 vs $162
Days on market
41 vs 45 typical
Where $1/sqft sits among the 74 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$295K → $270K
Eagle Lake median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
29 of 74
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 879 S TERRACE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$297,500
145 VISTA VIEW AVENUE
4 bd · 3.5 ba · 3,050 sqft · $98/sqft · 44 DOM
Sold · Jul ’26$168,300
542 PATTON LOOP
4 bd · 2.5 ba · 2,655 sqft · $63/sqft · 187 DOM
Sold · Nov ’25$360,000
702 COUNTRY WALK COVE
4 bd · 3 ba · 2,332 sqft · $154/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 879 S TERRACE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 879 S TERRACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
879 S TERRACE DRIVE FAQs
What would the monthly payment be for 879 S TERRACE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 879 S TERRACE DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $3,250, this home is listed about 99% below the Eagle Lake median of $299,490. The market section on this page shows how the area is trending.
Which schools are assigned to 879 S TERRACE DRIVE?+
Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EAGLE LAKE 33839 market on paper
$3,250 is 99% below the EAGLE LAKE 33839 median of $285,870, and at $1/sqft it sits under the Eagle Lake average of $166.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,500, now $3,250 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KILGORE REAL ESTATE · Lesley Grygiel. MLS #TB8544409.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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