CENTURY 21 Edge
$499,9002 bd2 ba1,055 sqft$474 /sqft≈$5,132 /mo all-in ↓

19727 GULF BOULEVARD UNIT F1, INDIAN SHORES, FL, 33785

Active42 days on marketListed Sep 9, 2026MLS #TB8544467

✦ Priced 37% below the INDIAN SHORES 33785 medianPrivate poolFully furnishedCondominiumINTERCOASTAL THE CONDO

About this home

19727 GULF BOULEVARD UNIT F1

Experience the best of coastal living in this beautifully located 2-bedrrom, 2-bathroom condo directly on the intracoastal Waterway and just steps from the beach. Enjoy the perfect combination of waterfront views, beach access, and a community pool in one fantastic location. The PET FRIENDLY condo offers a comfortable layout with two spacious bedrooms and two full bathrooms, making it ideal as a full-time residence, vacation getaway, or investment opportunity. Sold FURNISHED, this turnkey property is ready for immediate enjoyment or rental use. There is NO MINIMUM rental period, offering exceptional flexibility for owners and investors. Spend your days relaxing by the community pool, walking along the beach, or enjoying the peaceful waterfront setting. The property features kayak storage around the luscious green pool area. A rare bonus is the COVERED PARKING with space for 2-3 vehicles, providing plenty of room for residents and guests while keeping your cars protected from the Florida sun. Intracoastal access, beach access, community pool, flexible rental options, furnished convenience, and generous covered parking--this is Florida coastal living at its best!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,055

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$474

Per sqft

Private poolFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationStilt/On Piling
FacesNorth
ParkingAssigned · Covered · Tandem · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Sliding Doors · Storage

Community & fees

HOA fee$800/mo
Taxes (2025)$6,220/yr
PetsCats OK, Dogs OK, Yes
CommunityBuyer Approval Required · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,132 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,432
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$518
Condo fee — from the listing$800
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate7.50%
Loan term

Estimated payment

$5,132/mo

Principal & interest$3,432
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$518
HOA / condo fee$800
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$213KedgeAI estimate $246,819 · range $222K–$260K$520K

vs edgeAI estimate

+102.5%

$/sqft vs Indian Shores actives

$474 vs $644

Days on market

42 vs 75 typical

Where $474/sqft sits among the 66 Indian Shores actives

18 · this home
19
16
5
3
5
$424–552$552–679$679–807$807–935$935–1062$1062+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Shores

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketBalanced — 5.7 months of inventoryBuyer’s market

$535K → $655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

33 of 66

Indian Shores actives have cut their price

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Sep 9, 2026Listed at $499,900 · 42 days on market since
1980Built · INTERCOASTAL THE CONDO

Reality check

What actually sold near 19727 GULF BOULEVARD UNIT F1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19727 GULF BOULEVARD UNIT 210Sold · Jun ’26

$655,000

19727 GULF BOULEVARD UNIT 210 · same community

3 bd · 2 ba · 1,440 sqft · $455/sqft · 340 DOM

18610 GULF BOULEVARD UNIT 203Sold · Jun ’26

$690,000

18610 GULF BOULEVARD UNIT 203

2 bd · 2 ba · 1,075 sqft · $642/sqft · 157 DOM

18610 GULF BOULEVARD UNIT 607Sold · Oct ’25

$740,000

18610 GULF BOULEVARD UNIT 607

2 bd · 2 ba · 1,090 sqft · $679/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19727 GULF BOULEVARD UNIT F1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19727 GULF BOULEVARD UNIT F1 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19727 GULF BOULEVARD UNIT F1 FAQs

What would the monthly payment be for 19727 GULF BOULEVARD UNIT F1?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $5,132/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19727 GULF BOULEVARD UNIT F1?+

The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19727 GULF BOULEVARD UNIT F1?+

The most recent tax bill on record (2025) was $6,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19727 GULF BOULEVARD UNIT F1?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $499,900, this home is listed about 31% below the Indian Shores median of $725,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19727 GULF BOULEVARD UNIT F1?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the INDIAN SHORES 33785 market on paper

$499,900 is 37% below the INDIAN SHORES 33785 median of $799,000, and at $474/sqft it sits under the Indian Shores average of $696.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of JUADOR REALTY INC · Juan Rodriguez. MLS #TB8544467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19727 GULF BOULEVARD UNIT F1, INDIAN SHORES, FL — 2 Bed, 2 Bath — $499,900 | CENTURY 21 Edge