117 79TH STREET, HOLMES BEACH, FL, 34217
Active18 days on marketListed Sep 2, 2026MLS #TB8544523
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Upcoming open house
Sun, Sep 20
11:00 AM – 3:00 PM
Call 9517415626 for self guided tour instructions.
About this home
117 79TH STREET
Soaked in natural light and completely reimagined, this turn-key single-story coastal retreat sits on a premium, oversized corner lot just a short stroll from the sand. Upgraded top-to-bottom in 2024, the bright three-bedroom, two-bath layout effortlessly blends modern luxury with relaxed beachside living. Whether you're searching for a primary coastal residence, a vacation getaway, or an income producing investment property, this turnkey beach house is ready for effortless living. Property Highlights Recent Upgrades: Complete interior transformation completed in 2024 (see list in documents), anchored by a sleek, low-maintenance standing-seam metal roof installed in 2023 for ultimate coastal durability. Sunlit Living Spaces: Open-concept design featuring soaring sightlines, expansive windows, and crisp contemporary finishes that capture coastal light throughout the day. Gourmet Kitchen & Baths: Fully modernized with designer cabinetry, premium stone countertops, updated fixtures, and upscale flooring. Outdoor Haven: The sprawling corner lot provides ample space for outdoor entertaining, lush landscaping, or creating your dream backyard oasis—with room for outdoor courts, boat storage, or extended patio living. Unbeatable Location: Nestled in one of the area’s most sought-after, welcoming neighborhoods, you are minutes from top-rated dining, local shopping, parks, and direct beach access. Income Producing: Buy with $30,000 in 2027 vacation rental bookings already locked in! Available for buyer assumption or delivered with an open calendar- buyers choice. Owner is Broker Agent
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,458
Sqft
0.12 ac
Lot size
1946
Year built
One
Levels
$994
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,984 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,984/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.1%
$/sqft vs Holmes Beach actives
$994 vs $905
Days on market
18 vs 150 typical
Where $994/sqft sits among the 83 Holmes Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holmes Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holmes Beach. See the full Holmes Beach guide →
HOLMES BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$1.1M → $963K
Holmes Beach median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
43 of 83
Holmes Beach actives have cut their price
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 117 79TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$2,705,000
112 79TH STREET UNIT B · same community
4 bd · 3.5 ba · 2,394 sqft · $1,130/sqft · 0 DOM
Sold · Mar ’26$2,735,000
106 79TH STREET · same community
4 bd · 5 ba · 2,559 sqft · $1,069/sqft · 27 DOM
Sold · Jan ’26$1,365,000
313 58TH STREET UNIT B
4 bd · 3 ba · 1,474 sqft · $926/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 117 79TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 117 79TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
117 79TH STREET FAQs
What would the monthly payment be for 117 79TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,984/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 117 79TH STREET?+
The most recent tax bill on record (2025) was $17,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 117 79TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holmes Beach?+
At $1,449,000, this home is listed about 13% above the Holmes Beach median of $1,287,500. The market section on this page shows how the area is trending.
Which schools are assigned to 117 79TH STREET?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,449,000 runs 22% above the HOLMES BEACH 34217 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BAILEY AND ASSOCIATE · Katherine Bailey. MLS #TB8544523.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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