CENTURY 21 Edge

14TH STREET W, LAKELAND, FL, 33805

Active2 days on marketListed Sep 1, 2026MLS #TB8544593

UNION HEIGHTS REP

About this home

14TH STREET W

PRIME LAKELAND COMMERCIAL DEVELOPMENT OPPORTUNITY! Positioned at the highly visible intersection of W 14th Street and Kathleen Road, this vacant property offers an exceptional opportunity for an investor, developer, or owner-user seeking land in one of Central Florida’s rapidly growing markets. Offering approximately 1.57 acres the property provides substantial frontage, excellent visibility, and convenient access to major transportation corridors. The property is currently reported as O-1 Low Impact Office zoning, allowing for a variety of potential professional, medical, office, service-oriented, and compatible commercial uses subject to City approval. Its location within an established area featuring commercial, service, warehouse, manufacturing, and industrial-oriented properties also creates compelling long-term redevelopment potential for a buyer interested in pursuing additional zoning or land-use approvals. Additional advantages include reported availability of public water, public sewer, electricity, paved road access, and nearby fire-hydrant service, providing valuable infrastructure for future development. Location is a major highlight—just minutes from Memorial Boulevard/US-92, I-4, Downtown Lakeland, and surrounding employment and commercial centers, providing convenient connectivity throughout Polk County and the Tampa–Orlando corridor. With Lakeland continuing to experience significant residential, commercial, logistics, and employment growth, opportunities to secure a sizeable property in a visible, centrally located commercial corridor are increasingly difficult to find. Whether your vision includes professional offices, medical use, service-oriented commercial development, an income-producing project, land assembly, or a longer-term redevelopment strategy, this property offers location, frontage, infrastructure, and future potential. Bring your vision and capitalize on the possibilities this site has.

Facts & features

The home at a glance

1.52 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$203/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,525 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$17
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$6,525/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$17
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa34 min
Walt Disney World40 min
Tampa Int’l Airport (TPA)46 min
Universal Orlando50 min
Downtown Orlando56 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33805 — neighborhood snapshot

Population

27,391

Median age

36.9

Median income

$55,565

Median home value

$173,800

Avg household

2.58

Households w/ children

2,852

For the school run

Polk County School District

HighKathleen Senior High School★★★★
ElementaryGriffin Elementary School★★★★
MiddleKathleen Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$323K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 409% above the LAKELAND 33805 median. See the full Lakeland market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $1,100,000 · 2 days on market since

Reality check

What actually sold near 14TH STREET W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1058 N DAVIS AVENUESold · Aug ’26

$51,500

1058 N DAVIS AVENUE

1 bd · 1 ba · 564 sqft · $91/sqft · 564 DOM

718 W 5TH STREETSold · Jul ’26

$150,000

718 W 5TH STREET

2 bd · 1 ba · 608 sqft · $247/sqft · 5 DOM

721 W 5TH STREETSold · Feb ’26

$100,000

721 W 5TH STREET

2 bd · 1 ba · 640 sqft · $156/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 14TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14TH STREET W — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14TH STREET W FAQs

What would the monthly payment be for 14TH STREET W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,525/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14TH STREET W?+

The most recent tax bill on record (2025) was $203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $1,100,000, this home is listed about 228% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14TH STREET W?+

Kathleen Senior High School (high), Griffin Elementary School (elementary), Kathleen Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NXTDEAL REALTY LLC · Shilaan Hakky. MLS #TB8544593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14TH STREET W, LAKELAND, FL — $1,100,000 | CENTURY 21 Edge