CENTURY 21 Edge
$305,0003 bd2.5 ba1,762 sqft$173 /sqft$2,691 /mo all-in ↓

31428 AMBERVIEW BEND, WESLEY CHAPEL, FL, 33545

Active18 days on marketListed Sep 2, 2026MLS #TB8544892

Priced 24% below the WESLEY CHAPEL 33545 medianTownhouseCHAPEL XINGS PRCL E

About this home

31428 AMBERVIEW BEND

Live like you’re on vacation in Wesley Reserve at Chapel Crossings, where exceptional resort-style amenities—including a pool with a lazy river—come with an incredibly affordable HOA fee of approximately $175 per month! Residents also enjoy a modern clubhouse, fitness center, pickleball courts, playgrounds, parks, and a dog park. Built in 2023, this beautifully maintained Centex/PulteGroup Sycamore floor plan townhome offers 3 bedrooms, 2.5 bathrooms, an attached one-car garage with epoxy flooring, and a bright, open-concept design. The first floor is dedicated to the home’s living areas and features a spacious kitchen with granite countertops, white shaker-style cabinetry, a pantry, and generous prep space. The kitchen flows seamlessly into the dining and living areas, while triple sliding glass doors provide abundant natural light and open to a private rear patio. A convenient powder bath completes the main level. All three bedrooms are located upstairs, providing privacy and separation from the main living spaces. The spacious primary suite offers a large closet, dual sink vanity, and a walk-in shower. Two additional bedrooms share a well-appointed full bathroom, with a conveniently located laundry closet positioned between the upstairs bedrooms. Ideally situated near Publix, hospitals, restaurants, The Shops at Wiregrass, Tampa Premium Outlets, and major highways—and approximately 30 minutes from Downtown Tampa—this move-in-ready home delivers the perfect combination of comfort, convenience, low-maintenance living, and a vacation-inspired lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,762

Sqft

0.04 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$173

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesNorthwest
ExteriorSidewalk

Community & fees

HOA fee$175/mo
Taxes (2025)$5,109/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,691 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$426
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,691/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$426
HOA / condo fee$175
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$287KedgeAI estimate $316,268 · range $299K$355K$369K

vs edgeAI estimate

−3.6%

$/sqft vs Wesley Chapel actives

$173 vs $199

Days on market

18 vs 50 typical

Where $173/sqft sits among the 400 Wesley Chapel actives

94 · this home
101
92
55
21
37
$148–173$173–198$198–224$224–249$249–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWatergrass Elementary School★★★★★
MiddleThomas E. Weightman Middle School★★★★★
HighWesley Chapel High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$440K$432K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

271 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $305,000 · 18 days on market since
2023Built · CHAPEL XINGS PRCL E

Reality check

What actually sold near 31428 AMBERVIEW BEND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

31601 HOLTON COURTSold · Jul ’26

$590,000

31601 HOLTON COURT · same community

4 bd · 3.5 ba · 2,854 sqft · $207/sqft · 53 DOM

5945 NEWBERRY PINES AVENUESold · Jul ’26

$565,000

5945 NEWBERRY PINES AVENUE · same community

5 bd · 4 ba · 3,316 sqft · $170/sqft · 27 DOM

4102 MEDBURY DRIVESold · May ’26

$379,999

4102 MEDBURY DRIVE

3 bd · 2.5 ba · 1,774 sqft · $214/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 31428 AMBERVIEW BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31428 AMBERVIEW BEND — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

31428 AMBERVIEW BEND FAQs

What would the monthly payment be for 31428 AMBERVIEW BEND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,691/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 31428 AMBERVIEW BEND?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 31428 AMBERVIEW BEND?+

The most recent tax bill on record (2025) was $5,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 31428 AMBERVIEW BEND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $305,000, this home is listed about 30% below the Wesley Chapel median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 31428 AMBERVIEW BEND?+

Watergrass Elementary School (elementary), Thomas E. Weightman Middle School (middle), Wesley Chapel High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LOMBARDO HEIGHTS LLC · Jackie De La Rosa. MLS #TB8544892.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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