1404 HAMLIN RIDGE AVENUE, VALRICO, FL, 33596
Active17 days on marketListed Sep 3, 2026MLS #TB8544894
About this home
1404 HAMLIN RIDGE AVENUE
Exquisite custom home nestled on a secluded cul-de-sac in the vibrant heart of the Brandon/Valrico community. This luxurious 5-bedroom, 4-bath residence showcases an airy, open double-split floor plan that includes a dedicated office, a media room, and a versatile bonus/flex space upstairs. The property is a true retreat, featuring a resort-style swimming pool and spa beautifully accented with a waterfall and decorative fire features flanking each side of the spa. A covered, open-air gazebo provides an inviting oasis perfect for entertaining guests. Complemented by a spacious three-car garage, this home is equipped with a whole-house generator, natural gas connection, and a tankless water heater, combining comfort, functionality, and elegant living.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,871
Sqft
0.26 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,229 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,229/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.4%
$/sqft vs Valrico actives
$265 vs $215
Days on market
17 vs 36 typical
Where $265/sqft sits among the 195 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 195
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 1404 HAMLIN RIDGE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,020,000
2913 VALENCIA RIDGE STREET · same community
4 bd · 4.5 ba · 4,185 sqft · $244/sqft · 85 DOM
Sold · Nov ’25$787,000
1410 HAMLIN RIDGE AVENUE · same community
4 bd · 3 ba · 3,415 sqft · $230/sqft · 45 DOM
Sold · Dec ’25$760,000
2853 VALENCIA RIDGE STREET · same community
5 bd · 5 ba · 3,202 sqft · $237/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1404 HAMLIN RIDGE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1404 HAMLIN RIDGE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1404 HAMLIN RIDGE AVENUE FAQs
What would the monthly payment be for 1404 HAMLIN RIDGE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,229/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1404 HAMLIN RIDGE AVENUE?+
The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1404 HAMLIN RIDGE AVENUE?+
The most recent tax bill on record (2025) was $11,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1404 HAMLIN RIDGE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $1,025,000, this home is listed about 116% above the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1404 HAMLIN RIDGE AVENUE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,025,000 runs 124% above the VALRICO 33596 median — but at 3,871 sqft it's also 73% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of INSTA REAL ESTATE SOLUTIONS · Jennifer Clark. MLS #TB8544894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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