5105 SYLVAN OAKS DRIVE, VALRICO, FL, 33596
Active1 days on marketListed Sep 19, 2026MLS #TB8550093
About this home
5105 SYLVAN OAKS DRIVE
Welcome to 5105 Sylvan Oaks Dr, nestled within the highly sought-after gated community of Canterbury Oaks in Valrico. With just 69 homes, mature trees, generous lots, and a beautifully established setting, this exceptional residence offers an impressive combination of major recent improvements, peace-of-mind upgrades, comfort, and resort-style living. Significant improvements provide confidence and peace of mind from the moment you arrive. The home features 2024 hurricane-rated impact windows and doors designed for up to 200-mph winds, including custom triple-pane front doors. The 2022 roof features Owens Corning architectural shingles, while HVAC improvements include a new 2-ton A/C system and handler, a 2023 5-ton A/C system with completely new ductwork throughout the home, and a zone system serving the secondary bedrooms and primary suite. A mini-split in the primary bedroom provides additional heating and cooling flexibility. The home also includes a 2020 Generac whole-house generator, serviced annually, and a new 50-gallon gas water heater. The exterior has been extensively maintained and enhanced, including a complete exterior repaint with updated trim and soffits. In 2026, the pavers surrounding the pool, lanai, and front porch were professionally cleaned and sealed. Strategically placed exterior electrical outlets make holiday decorating convenient, while Govee Permanent lighting around the soffits and lanai, installed in 2026, provides year-round curb appeal and ambiance. Inside, this spacious 5-bedroom, 4-bathroom home offers a dedicated office, bonus/game room, 3-car side-entry garage, and fenced yard. Slate-look ceramic tile floors add warmth and natural character, while a cozy gas fireplace and large picture window above the mantle create an inviting focal point with a distinctive mountain-inspired feel. The heart of the home received a complete Custom Kitchen remodel (2025), featuring pull-out drawers, a pot filler, raw edged granite sink, beverage fridge, gorgeous custom Island with matte finish quartz, cookbook storage, and dedicated pet-feeding area. So much thought and planning went into this Custom Designed Kitchen. I can't list it all here. You must see it! The second and third bathrooms were also refreshed in 2025 with updated toilets, sinks, faucets, countertops, and cabinet hardware. Step outside and discover an incredible outdoor living space centered around a two-tiered custom lagoon-style pool and spa with a waterfall. The fenced backyard, mature landscaping, outdoor lighting, and expansive lanai create a private setting designed for relaxing, entertaining, and enjoying the Florida lifestyle. Set within Canterbury Oaks, one of Valrico's established gated communities, this home combines the security of substantial recent improvements with the warmth of a thoughtfully designed interior and the appeal of exceptional outdoor living. Impact-rated protection. Updated major systems. Whole-house generator. Resort-style pool and spa. Extensively maintained and thoughtfully upgraded - Welcome Home.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,654
Sqft
0.36 ac
Lot size
3
Garage
2000
Year built
Two
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,175 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,175/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.6%
$/sqft vs Valrico actives
$253 vs $215
Days on market
1 vs 36 typical
Where $253/sqft sits among the 196 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canterbury Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Canterbury Oaks — neighborhood snapshot
Population
745
Median age
57
Median income
$106,494
Median home value
$406,500
Avg household
3
Households w/ children
68%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 196
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 5105 SYLVAN OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$835,000
5114 SYLVAN OAKS DRIVE · same community
4 bd · 3 ba · 3,158 sqft · $264/sqft · 51 DOM
Sold · May ’26$701,100
5104 SYLVAN OAKS DRIVE · same community
4 bd · 3 ba · 3,006 sqft · $233/sqft · 16 DOM
Sold · Sep ’26$685,000
3406 SYLVAN SHADOW STREET · same community
4 bd · 3 ba · 2,790 sqft · $246/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 5105 SYLVAN OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5105 SYLVAN OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5105 SYLVAN OAKS DRIVE FAQs
What would the monthly payment be for 5105 SYLVAN OAKS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,175/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5105 SYLVAN OAKS DRIVE?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5105 SYLVAN OAKS DRIVE?+
The most recent tax bill on record (2025) was $6,965. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5105 SYLVAN OAKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $925,000, this home is listed about 95% above the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5105 SYLVAN OAKS DRIVE?+
Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$925,000 runs 102% above the VALRICO 33596 median — but at 3,654 sqft it's also 63% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Valrico market that averages 36 — if it fits, move quickly.
04Strong assigned schools
Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALERMO REAL ESTATE PROF. INC. · LaChelle Olivet. MLS #TB8550093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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