CENTURY 21 Edge
$899,0005 bd4.5 ba3,675 sqft$245 /sqft≈$6,457 /mo all-in ↓

5109 SYLVAN OAKS DRIVE, VALRICO, FL, 33596

Active11 days on marketListed Oct 1, 2026MLS #TB8551838

Private poolSingle Family ResidenceCANTERBURY OAKS

About this home

5109 SYLVAN OAKS DRIVE

Luxurious living awaits in Canterbury Oaks of South Valrico. Set on a sprawling .40-acre corner lot, this impressive 5 bedroom, 4.5 bathroom home offers 3,675 heated square feet, a dedicated office, beautifully manicured landscaping, and an expansive layout. A grand entry framed by pillars and elegant French doors makes a striking first impression before opening to a spacious, flowing interior. A formal living room and formal dining room sit at the front of the home. Further in, the well appointed kitchen features rich wood cabinetry, granite countertops, stainless steel appliances, a center island with seating, and a wine fridge. There is also a separate breakfast nook with aquarium style windows for a beautiful view. The kitchen overlooks the family room, where an elegant wall of windows fills the space with natural light and a gas fireplace creates a warm focal point. Four oversized sliders span the back of the home and open completely into wall pockets, creating an incredible indoor-outdoor entertaining space and allowing the entire rear of the home to open toward the pool area. Just beyond, a screened-in tropical oasis features a wraparound balcony and stairs leading down to the sparkling pool and large patio area below. The main floor offers four spacious bedrooms, including an impressive primary suite with tray ceilings, two walk-in closets, and a luxurious ensuite bathroom featuring a large walk-in shower, soaking tub, and dual sink vanity. The lower level in-law suite has its own private entry and includes a bonus room, bedroom, and full bathroom. Canterbury Oaks is a gated, private community conveniently located near shopping, dining, and everyday amenities and is zoned for top rated schools. This spectacular home won’t last long! Come experience it for yourself!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,675

Sqft

0.4 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$245

Per sqft

Private poolFireplacePool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorBalcony · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$83/mo
Taxes (2025)$12,308/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,457 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$1,026
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$6,457/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$1,026
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$693KedgeAI estimate $748,212 · range $722K–$789K$935K

vs edgeAI estimate

+20.2%

$/sqft vs Valrico actives

$245 vs $211

Days on market

11 vs 53 typical

Where $245/sqft sits among the 203 Valrico actives

28
34
46
41
31 · this home
23
$149–171$171–192$192–214$214–235$235–257$257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Canterbury Oaks

Drive times from this address

Downtown Tampa≈ 30 min
Tampa Int’l Airport (TPA)≈ 43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Canterbury Oaks — neighborhood snapshot

Population

745

Median age

57

Median income

$106,494

Median home value

$406,500

Avg household

3

Households w/ children

68%

For the school run

Hillsborough County School District

ElementaryLithia Springs Elementary School★★★★★
HighNewsome High School★★★★★
MiddleRandall Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market — 2.8 months of inventoryBuyer’s market

$450K → $433K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

125 of 203

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the VALRICO 33596 median. See the full Valrico market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $899,000 · 11 days on market since
2000Built · CANTERBURY OAKS

Reality check

What actually sold near 5109 SYLVAN OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5114 SYLVAN OAKS DRIVESold · Apr ’26

$835,000

5114 SYLVAN OAKS DRIVE · same community

4 bd · 3 ba · 3,158 sqft · $264/sqft · 51 DOM

5104 SYLVAN OAKS DRIVESold · May ’26

$701,100

5104 SYLVAN OAKS DRIVE · same community

4 bd · 3 ba · 3,006 sqft · $233/sqft · 16 DOM

3406 SYLVAN SHADOW STREETSold · Sep ’26

$685,000

3406 SYLVAN SHADOW STREET · same community

4 bd · 3 ba · 2,790 sqft · $246/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 5109 SYLVAN OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5109 SYLVAN OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5109 SYLVAN OAKS DRIVE FAQs

What would the monthly payment be for 5109 SYLVAN OAKS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,457/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5109 SYLVAN OAKS DRIVE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5109 SYLVAN OAKS DRIVE?+

The most recent tax bill on record (2025) was $12,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5109 SYLVAN OAKS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Valrico?+

At $899,000, this home is listed about 104% above the Valrico median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5109 SYLVAN OAKS DRIVE?+

Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$899,000 runs 104% above the VALRICO 33596 median — but at 3,675 sqft it's also 74% larger than the typical Valrico listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GREEN STAR REALTY, INC. · Levi Stubbs. MLS #TB8551838.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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