4565 FOLEY GROVE DRIVE, VALRICO, FL, 33596
Active18 days on marketListed Sep 24, 2026MLS #TB8552010
About this home
4565 FOLEY GROVE DRIVE
Under Construction. Key Largo I Welcome home to the Modern Farmhouse Key Largo I by Homes by WestBay, where beautiful design, spacious living, and everyday comfort come together in an exceptional place to call home. Nestled within an intimate community of just 25 homes, this stunning residence provides the perfect blend of neighborhood charm and privacy, all while keeping you close to the conveniences of everyday life. Featuring 3,182 square feet of thoughtfully designed living space, this home includes 4 bedrooms, 3 full bathrooms, a dedicated den, a versatile bonus room, and a spacious 3 car garage. From the moment you enter, the welcoming foyer leads into an expansive open-concept living area where the great room, dining area, and gourmet kitchen seamlessly connect, creating the perfect setting for entertaining guests, gathering with family, and making lasting memories. Large sliding glass doors fill the living space with natural light and create an effortless connection to the outdoors, inviting you to enjoy the best of Florida living. A dedicated den provides the ideal space for a home office, while the additional bonus room gives you the freedom to create a home theater, game room, fitness area, or whatever best suits your lifestyle. The private owner's suite serves as a peaceful escape, featuring a spacious bedroom, generous walk-in closet, and beautifully designed Zen Relaxation Master Bathroom, creating the perfect place to unwind at the end of the day. With its inviting Modern Farmhouse design, generous living spaces, and charming community setting, the Key Largo I brings together everything you could want in a home you'll love for years to come. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,182
Sqft
0.23 ac
Lot size
3
Garage
2026
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,281 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,281/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs Valrico actives
$270 vs $211
Days on market
18 vs 53 typical
Where $270/sqft sits among the 203 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $433K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 203
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4565 FOLEY GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$770,000
4538 FOLEY GROVE DRIVE · same community
4 bd · 3 ba · 3,182 sqft · $242/sqft · 45 DOM
Sold · Aug ’26$873,664
4612 CEDAR FOG CT DRIVE · same community
4 bd · 3 ba · 3,182 sqft · $275/sqft · 0 DOM
Sold · Mar ’26$892,585
4571 FOLEY GROVE DRIVE · same community
4 bd · 3 ba · 3,182 sqft · $281/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4565 FOLEY GROVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4565 FOLEY GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4565 FOLEY GROVE DRIVE FAQs
What would the monthly payment be for 4565 FOLEY GROVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,281/mo — principal and interest, the actual property-tax bill, the $333/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4565 FOLEY GROVE DRIVE?+
The association fee works out to $333 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4565 FOLEY GROVE DRIVE?+
The most recent tax bill on record (2024) was $9,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4565 FOLEY GROVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $859,990, this home is listed about 95% above the Valrico median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4565 FOLEY GROVE DRIVE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY WESTBAY REALTY · Scott Teal. MLS #TB8552010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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