10938 FIELDSTONE DRIVE, PALMETTO, FL, 34221
Active9 days on marketListed Sep 11, 2026MLS #TB8544989
About this home
10938 FIELDSTONE DRIVE
Welcome to this meticulously maintained 4-bedroom, 3-bathroom home with a 2-car garage, built in 2023 and offering approximately 2,360 square feet of beautifully designed living space in the desirable Eaves Bend at Artisan Lakes community. Combining modern finishes, a spacious floor plan, and peaceful pond views with no rear neighbors, this exceptional home is designed for comfortable everyday living and entertaining. Step inside to a bright, open interior filled with natural light. A flexible sitting area or secondary living space at the front of the home provides additional room for relaxing, entertaining, or creating a space that fits your lifestyle. The heart of the home is the impressive GE gourmet kitchen featuring gas cooking, quartz countertops, stainless steel appliances, abundant cabinetry, a large pantry, and a generous center island with plenty of room for counter seating. The kitchen flows seamlessly into the spacious family room and dining area, while a separate dining room provides even more space for gatherings and special occasions. The private primary suite is a relaxing retreat featuring a spacious en-suite bathroom with dual sinks, a soaking tub, separate walk-in shower, and plenty of room to unwind. Three additional well-sized bedrooms and two additional full bathrooms provide excellent flexibility for family, guests, or a home office. A generously sized laundry room adds everyday convenience. Step outside to the covered back porch and enjoy tranquil pond views with no rear neighbors—a peaceful setting for morning coffee, evening relaxation, or enjoying Florida's year-round outdoor lifestyle. Residents of Eaves Bend at Artisan Lakes enjoy an impressive collection of resort-style amenities, including a clubhouse, community pool, fitness center, billiards room, library, scenic walking and nature trails, dog parks, playgrounds, basketball court, and soccer field. Ideally positioned in a growing area with convenient access to I-75 and I-275, enjoy convenient access to downtown St. Petersburg and Tampa. Near lots of shopping and dining options and beautiful Gulf Coast beaches are approximately 30 minutes away. This beautifully maintained home brings together modern comfort, functionality, and the Florida lifestyle in one exceptional package.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,360
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,713 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,713/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs ARTISAN LAKES EAVES BEND PH II SUBPH A,
$191 vs $192
Days on market
9 vs 61 typical
Where $191/sqft sits among the 8 homes for sale in ARTISAN LAKES EAVES BEND PH II SUBPH A,
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
5 of 8
ARTISAN LAKES EAVES BEND PH II SUBPH A, have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 10938 FIELDSTONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
6283 SPRINGMONT LOOP · same community
4 bd · 2.5 ba · 2,320 sqft · $172/sqft · 100 DOM
Sold · Sep ’25$340,000
5921 LAURELCREST GLEN · same community
4 bd · 2.5 ba · 2,320 sqft · $147/sqft · 14 DOM
Sold · Oct ’25$391,770
6256 SPRINGMONT LOOP · same community
4 bd · 2.5 ba · 2,320 sqft · $169/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 10938 FIELDSTONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10938 FIELDSTONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10938 FIELDSTONE DRIVE FAQs
What would the monthly payment be for 10938 FIELDSTONE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,713/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10938 FIELDSTONE DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10938 FIELDSTONE DRIVE?+
The most recent tax bill on record (2025) was $6,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10938 FIELDSTONE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $450,000, this home is listed about 14% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10938 FIELDSTONE DRIVE?+
Lincoln Memorial Middle School (middle), Palmetto High School (high), James Tillman Elementary Magnet School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Dinah Ibiam. MLS #TB8544989.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palmetto homes, in your inbox
Like 10938 FIELDSTONE DRIVE but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →