CENTURY 21 Edge

110 JESSE ROAD, ST AUGUSTINE, FL, 32092

Active18 days on marketListed Sep 2, 2026MLS #TB8545114

Priced 40% below the ST AUGUSTINE 32092 medianYNEZ GOMEZ GRANT

About this home

110 JESSE ROAD

Two Adjoining Mostly Cleared Corner Lots with Prior Custom-Home Plans in St. Johns County! Offered together as one package, 110 Jesse Road and the adjoining Jack Wright Island Road parcel contain approximately 0.71 acres, or approximately 30,872 square feet. Parcel IDs 015920-0010 and 015915-0000 are included and must be purchased together. The property offers paved frontage along Jesse Road and Jack Wright Island Road, with established residences nearby. Zoned RMH—Residential, Mobile Home. A complete architectural plan set was prepared in 2022 specifically for 110 Jesse Road, for a proposed two-story residence featuring four bedrooms, three full bathrooms, one half bathroom, covered outdoor living space, and an attached garage. St. Johns County Clearance Sheet R2022-004553 documents prior residential site-plan review for the proposed home. The review identified corner-lot setbacks of 20 feet along the first front, 16 feet along the second front, and 8 feet along each side, together with maximum building coverage of 25% and maximum impervious coverage of 70%. The property includes a 25-foot natural vegetative upland buffer measured landward from the state jurisdictional wetland line. A private well and onsite septic system will be required. No HOA and no CDD. Enjoy the space and relaxed pace of an Old Florida setting near Florence Cove and the St. Johns River. Convenient to Alpine Groves Park, boating, fishing, outdoor recreation, County Road 13, State Road 16, the First Coast Expressway corridor, St. Augustine, and Jacksonville. Qualified buyers may purchase with as little as a 20% down payment.

Facts & features

The home at a glance

0.71 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$2,123/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$177
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,204/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$177
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Augustine

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32092 — neighborhood snapshot

Population

48,288

Median age

41.4

Median income

$122,655

Median home value

$464,800

Avg household

2.87

Households w/ children

6,787

For the school run

St. Johns County School District

ElementaryWards Creek Elementary School★★★★
MiddlePacetti Bay Middle School★★★★
HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$450K$390K

St Augustine median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $295,000 · 18 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 110 JESSE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 110 JESSE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

110 JESSE ROAD FAQs

What would the monthly payment be for 110 JESSE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 110 JESSE ROAD?+

The most recent tax bill on record (2025) was $2,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine?+

At $295,000, this home is listed about 33% below the St Augustine median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 110 JESSE ROAD?+

Wards Creek Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLANTATION REALTY, INC. · Carol Villani. MLS #TB8545114.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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