12639 LAKE VISTA DRIVE, GIBSONTON, FL, 33534
Active17 days on marketListed Sep 3, 2026MLS #TB8545184
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Upcoming open house
Sat, Sep 26
11:00 AM – 2:00 PM
About this home
12639 LAKE VISTA DRIVE
Virtually Staged. Welcome to this charming 3-bedroom, 2-bath - POOL WITH LAKE VIEW and 2-car garage home, NO CDD. Featuring an inviting floor plan with NO CARPET throughout. The home offers a spacious living room plus a versatile flex room that can easily serve as a family room, formal dining room, home office, or playroom—giving you the flexibility to create a space that fits your lifestyle. The eat-in kitchen offers plenty of space for everyday living and entertaining. The two secondary bedrooms are thoughtfully positioned separately from the primary suite and share a conveniently located full bathroom. The primary suite features a walk-in closet and a private en suite bathroom with a tub and separate shower. Sliding doors open to the screened overlooking the POOL and LAKE, creating a peaceful outdoor retreat with beautiful water views—perfect for relaxing, entertaining, or enjoying Florida living. The fully fenced backyard provides additional privacy and outdoor space. Additional highlights include a 2022 HVAC, 2019 ROOF and Water Heater 2025 a functional floor plan designed for comfortable everyday living. Ideally located near School, grocery stores, restaurants, shopping, and medical facilities, including St. Joseph's Hospital – South and the VA Outpatient Clinic, with easy access to I-75 for commuting to Tampa, MacDill Air Force Base, Ybor City, Tampa International Airport, and Florida's beautiful Gulf beaches. Don't miss your opportunity to own this POOL HOME WITH LAKE VIEWS—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,874
Sqft
0.11 ac
Lot size
2
Garage
2004
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,027 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,027/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Gibsonton actives
$192 vs $177
Days on market
17 vs 25 typical
Where $192/sqft sits among the 49 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $306K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
27 of 49
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 12639 LAKE VISTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$305,000
12936 BRIDLEFORD DRIVE · same community
3 bd · 2 ba · 1,874 sqft · $163/sqft · 105 DOM
Sold · Jul ’26$365,000
12502 LAKE VISTA DRIVE · same community
3 bd · 2.5 ba · 1,814 sqft · $201/sqft · 13 DOM
Sold · Mar ’26$350,000
13012 BRIDLEFORD DRIVE · same community
4 bd · 3 ba · 1,808 sqft · $194/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12639 LAKE VISTA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12639 LAKE VISTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12639 LAKE VISTA DRIVE FAQs
What would the monthly payment be for 12639 LAKE VISTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,027/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12639 LAKE VISTA DRIVE?+
The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12639 LAKE VISTA DRIVE?+
The most recent tax bill on record (2025) was $6,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12639 LAKE VISTA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $359,000, this home is listed about 9% above the Gibsonton median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12639 LAKE VISTA DRIVE?+
Corr Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Mittu Mathew. MLS #TB8545184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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