CENTURY 21 Edge
$245,000$249,0003 bd2 ba1,345 sqft$182 /sqft$1,825 /mo all-in ↓

3300 COVE CAY DRIVE UNIT 6G, CLEARWATER, FL, 33760

Active16 days on marketListed Sep 4, 2026MLS #TB8545255

Reduced $4KCondominiumCOVE CAY VILLAGE IV

About this home

3300 COVE CAY DRIVE UNIT 6G

Seller moving and motivated to sell, open to hearing all offers Bay frontage with beautiful Bayview, Golf Course, and Marina: Spacious 3-bedroom, 2 Bathroom with large balconies. Enjoy the water view of Tampa Bay from your sixth-floor condo. The condo features two spacious balconies with stunning water views and access to Tampa Bay. Residents can enjoy a beautiful swimming pool, onsite marina, and a fantastic waterfront restaurant. Perfect for boating and golf enthusiasts! The unit has its Washer and dryer. Living in Cove Cay as you are on your vacation 365 days a year, don't forget the excellent location of the property: minutes to Clearwater Mall, 5 minutes to St Pete-Clearwater Airport, 20 Minutes to Tampa International Airport, 20 Minutes to the Beautiful Downtown St Petersburg, The Paris Of USA, 20 minutes to one of the Best Beaches In America, Clearwater Beach, It is time to Buy, buy it today then you will be the happiest for the future, living in Cove Cay as living in the Heaven of the Earth. The seller is motivated to hear all offers, open to all ideas, lease option to buy, owner finance, lease purchase.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,345

Sqft

1.04 ac

Lot size

1982

Year built

One

Levels

$182

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofRoof Over
ConstructionBlock
FoundationSlab
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$1,377/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,825 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$115
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$1,825/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$115
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$205KedgeAI estimate $230,805 · range $213K$238K$255K

vs edgeAI estimate

+6.2%

$/sqft vs COVE CAY VILLAGE IV

$182 vs $187

Days on market

16 vs 53 typical

Where $182/sqft sits among the 6 homes for sale in COVE CAY VILLAGE IV

3 · this home
2
0
0
0
1
$177–185$185–192$192–200$200–207$207–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cove Cay

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Cove Cay — neighborhood snapshot

Population

1,073

Median age

61

Median income

$62,580

Median home value

$189,303

Avg household

2

Households w/ children

28%

For the school run

Pinellas County School District

ElementaryBelcher Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighPinellas Park High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 6

COVE CAY VILLAGE IV have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $4K
Sep 4, 2026Listed at $249,000 · 16 days on market since
1982Built · COVE CAY VILLAGE IV

Reality check

What actually sold near 3300 COVE CAY DRIVE UNIT 6G

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2800 COVE CAY DRIVE UNIT 4ASold · Jan ’26

$326,000

2800 COVE CAY DRIVE UNIT 4A · same community

3 bd · 2 ba · 1,345 sqft · $242/sqft · 60 DOM

2800 COVE CAY DRIVE UNIT 1ASold · Nov ’25

$210,000

2800 COVE CAY DRIVE UNIT 1A · same community

3 bd · 2 ba · 1,345 sqft · $156/sqft · 79 DOM

3200 COVE CAY DRIVE UNIT 5ASold · Apr ’26

$218,000

3200 COVE CAY DRIVE UNIT 5A · same community

3 bd · 2 ba · 1,345 sqft · $162/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3300 COVE CAY DRIVE UNIT 6G — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3300 COVE CAY DRIVE UNIT 6G — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3300 COVE CAY DRIVE UNIT 6G FAQs

What would the monthly payment be for 3300 COVE CAY DRIVE UNIT 6G?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,825/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3300 COVE CAY DRIVE UNIT 6G?+

The most recent tax bill on record (2025) was $1,377. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3300 COVE CAY DRIVE UNIT 6G?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $245,000, this home is listed about 12% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3300 COVE CAY DRIVE UNIT 6G?+

Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BUXTON PROPERTIES INC · Ahmad Maki Kubba. MLS #TB8545255.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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