10597/10595 101ST AVENUE, SEMINOLE, FL, 33772
Active38 days on marketListed Sep 3, 2026MLS #TB8545293
About this home
10597/10595 101ST AVENUE
Seminole Duplex, just minutes from Seminole Lake. Newly updated! Newly installed separate water meters! Tenants occupid. Larger 2beds 1bath unit is rented for $1650 till 5/31/2027. Smaller 1bed 1bath unit is rented for $1200 till 5/31/2027. This side by side duplex offers an excellent opportunity for investment or owner occupancy. The larger unit provides approximately 1,048 sq ft with 2 bedrooms, 1 bathroom, a full kitchen, and an attached 1-car garage that also houses a private laundry area. A sliding door from the primary bedroom leads to a screened covered porch overlooking the backyard. The second unit is a 1-bedroom, 1-bath layout with 672 sq ft, a full kitchen, gated side access to the backyard, plus a convenient stackable washer and dryer inside the bedroom. Roof 2021, A/C 2020, new kitchen lighting, 2023 interior and exterior paint, tile flooring throughout the home, bathroom shower, tub, sink, and countertops professionally glazed. The property is move-in or rent-ready, with the potential to update for even stronger returns. Buyers seeking an income-producing option will appreciate the ability to live in one unit while renting out the other unit to help offset monthly costs. Location east of the 102nd Ave bridge near Seminole Blvd, quick routes to the Gulf beaches, grocery stores, restaurants, and the Largo Mall. This versatile duplex is worth seeing—opportunities like this don’t come up often in this area!
Facts & features
The home at a glance
3
Bedrooms
1,720
Sqft
0.16 ac
Lot size
1
Garage
1982
Year built
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$233 vs $251
Days on market
38 vs 54 typical
Where $233/sqft sits among the 324 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Lake Gardens — neighborhood snapshot
Population
40
Median age
52
Median income
$77,083
Median home value
$283,100
Avg household
3
Households w/ children
4%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
172 of 324
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 10597/10595 101ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
8227 DENISE DRIVE E
3 bd · 2 ba · 1,687 sqft · $338/sqft · 14 DOM
Sold · May ’26$450,000
11326 81ST PLACE
2 bd · 2 ba · 1,761 sqft · $256/sqft · 11 DOM
Sold · Aug ’26$549,000
9232 80TH AVENUE
4 bd · 2 ba · 1,672 sqft · $328/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10597/10595 101ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10597/10595 101ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10597/10595 101ST AVENUE FAQs
What would the monthly payment be for 10597/10595 101ST AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10597/10595 101ST AVENUE?+
The most recent tax bill on record (2025) was $5,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $399,900, this home is listed about 10% above the Seminole median of $362,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10597/10595 101ST AVENUE?+
Osceola Middle School (middle), Seminole Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERVICE NEAR REALTY · Lei Cheng. MLS #TB8545293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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